Sub Prime Credit Card Club

darcyvuqua

i have 4 on equifax and wait for it 96 on experian i was a little apply crazy a few months back but not going to apply for anything that searches experian until the searches come dowm

ged1980

darcyvuqua wrote: »

i have 4 on equifax and wait for it 96 on experian i was a little apply crazy a few months back but not going to apply for anything that searches experian until the searches come dowm

woot have you tried every credit card going lol thats a lot m8

cd87

hi guys posted in here a few times awesome thread!

i have had a flybe card for about 2 months with a good limit that i have no need for so my question to you lot is

i have a vanquis i had it for around eight months started at £250 raised to £500 after 5 months will i get any more increases and when? im not bothered just wondering what to do with it keep it and use a little now and again to keep the card active or close it down!

any ideas of limit increases or close it down????

darcyvuqua

ged1980 wrote: »

woot have you tried every credit card going lol thats a lot m8

it sounds alot but almost half of them are unrecorded and id checks!

ged1980

cd87 wrote: »

hi guys posted in here a few times awesome thread!

i have had a flybe card for about 2 months with a good limit that i have no need for so my question to you lot is

i have a vanquis i had it for around eight months started at £250 raised to £500 after 5 months will i get any more increases and when? im not bothered just wondering what to do with it keep it and use a little now and again to keep the card active or close it down!

any ideas of limit increases or close it down????

limits im not sure but if you only have the 2 cards spend a little each month on both and pay off in full will help your score

moneysavingallday

darcyvuqua wrote: »

it sounds alot but almost half of them are unrecorded and id checks!

LOL Darcy. If you apply for something that checks Experian do you think they would decline you now just because of the number of searches? What was the last lender that checks Experian that you applied to?

Sammy_Girl

Hey Guys,

Wow, been some good news on here today, keep it going

How is everyone doing? Up to anything exciting tonight?

darcyvuqua

hello sammy x

darcyvuqua

hey guys i just checked my credit files and no search has been carried out in reguards to the barclay card !!!

moneysavingallday

darcyvuqua wrote: »

hey guys i just checked my credit files and no search has been carried out in reguards to the barclay card !!!

do you already bank with Barclays?