Sub Prime Credit Card Club

kiora

Afternoon all whats the crack today on the sub prime club

big_Daddy_Dave

im having problems

its been 3 weeks and my capital one still hasnt arrived.

i did that moneysupermarket smart search for credit cards and it said i had a good credit history, but ive been refused for most.

could it be my age?

address history?

i went on the eletoral register last month, turned 18 in august, managed to get the ulster bank card and looks like capital one, also have about 30 searched on my file

also, on checkmyfile, on the unlimited plan, how to do refresh your credit files? mine only show on a certain day

clio

Everyones down at the beach...

kiora

Well for me it would have to be a beach abroad, I grew up in a seaside town and the beach was crap

fairmorn308

good news guys

I have £0 balance on my cap 1 card. I was going to wait to payday to clear it but i decided to phone MBNA and activate my new card and do my very 1st balance transfer. Now i transfered the balance to MBNA i will wait till payday and then pay it off.

I can now phone cap 1 and see if i can call there bluff about getting a credit limit increase

emmy05

cifpower wrote: »

Well here goes:

Male, 27, 6'4'' with blue eyes, mousy brown hair and a large build. Sounds so much better than fat dontcha think? I have put on weight due to the medication I am on (if that's any excuse!) but everybody says I carry it well. I used to work full time before my depression prevented me from doing so. I have since been diagnosed as having a bi-polar condition (manic depression) which means I have periods of elation, giddiness, insomnia, mad cleaning of the house and loving life to periods of darkness where I hate everyone, sleep all the time and need to be left alone; my personal hygiene also goes out the window in that I don't shower for days or until my mood lightens. I have never been one for relationships. I did have a boyfriend a few years back which lasted about 18 months and that's my longest. Nowadays I couldn't handle a relationship until my mental state has stabilised and I hate going to clubs (when I was younger I loved going out and getting drunk and laid) and I rarely drink. I don't think I have been drunk since Xmas if not before that! I have few friends but what ones I do mean a lot to me. I am happy with my lot which I suppose is all anyone could ask for.

errr and u forgot to say, ur irish accent!

emmy05

darcyvuqua wrote: »

hahaha the large build line lol

hey dont worry about the not showering just go with calling it the new age that what a girl at work calls it when she comes in with hairy armpits and legs smelling of weed lol

legs smelling of weed? how does someone accomplish that?

cifpower

emmy05 wrote: »

errr and u forgot to say, ur irish accent!

Well that too

emmy05

im 35, married, huge thru carrying my 4th babe due in november, im originally from NZ, oldest child 17, then 9 and nearly 3. im not a filthy mare, only ever have sex to conceive :rotfl: so im celibate after this one haha, 3 dogs and 1 cat. i work from home, and i love and enjoy life and my family. i know who im going to like instantly and who im just going to tolerate when i meet someone new. i mostly speak my mind which has gotten me into trouble at times, but i dont care about that, im not going to BS my way thru life, as its too short anyway and if someone really annoys me then ill dam well let them know.

kiora

Well here goes, I'm 43, widowed with 2 children 21 & 18. Of average height and dyed blonde hair. I hate my job but it pays the bills, I share my house with 2 cats and a lizrd with attitude.
Where about in NZ are you from was over there 4 years ago had a great time and didn't want to come home, have a good friend who lives in Bleheim.