Sub Prime Credit Card Club

darcyvuqua

its ok i found it on there site

Sammy_Girl

kiora wrote: »

Just for you Darcy

www.flybe.com/card/default.htm

Have sub-primers got this card then? Is it aimed at the general market?

Darcy, remembre you said that you weren't going to apply for another 9 months lol. You're addicted lol

darcyvuqua

im not appling for it lol i promise no more for at least nine months i will tell you if i apply for anything ok xx

c8ndice

I applied when I had a default on my experian credit report, but equifax was clean. Sygma Bank only searched equifax, so I'm not sure I would have been accepted if they had searched experian.

Also Barclaycard was the same. I was accepted because they only checked equifax.

I have the other cards, Capital One/Vanquis/Aqua, and am now trying to pay the remaining balances off so I can close the accounts.

I have also been accepted for the MBNA card following the link on here. I sent my deposit off on Monday

Sammy_Girl

Have any of our fellow sub primers tried the Halifax Classic. I've got this with a £1900 limit and I've had it for 6 years or so. Just been looking on the website and it is aimed as a credit builder. APR is 27.9% so slightly better than the others:

http://www.halifax.co.uk/creditcards/standardcard.asp

Darcy, I dare you.............................................lol

Sammy_Girl

c8ndice wrote: »

I applied when I had a default on my experian credit report, but equifax was clean. Sygma Bank only searched equifax, so I'm not sure I would have been accepted if they had searched experian.

Also Barclaycard was the same. I was accepted because they only checked equifax.

I have the other cards, Capital One/Vanquis/Aqua, and am now trying to pay the remaining balances off so I can close the accounts.

I have also been accepted for the MBNA card following the link on here. I sent my deposit off on Monday

Good news about the MBNA :j .

It's just so random about the CRAs! Anything I apply for from now on I'm only going to use lenders who search Experian, as they're my good one lol!!

fairmorn308

c8ndice wrote: »

I applied when I had a default on my experian credit report, but equifax was clean. Sygma Bank only searched equifax, so I'm not sure I would have been accepted if they had searched experian.

Also Barclaycard was the same. I was accepted because they only checked equifax.

I have the other cards, Capital One/Vanquis/Aqua, and am now trying to pay the remaining balances off so I can close the accounts.

I have also been accepted for the MBNA card following the link on here. I sent my deposit off on Monday

I applyed for a JJB card but at the end said they will let me know by writing. Not sure if this is a good or bad thing

darcyvuqua

Sammy_Girl wrote: »

Have any of our fellow sub primers tried the Halifax Classic. I've got this with a £1900 limit and I've had it for 6 years or so. Just been looking on the website and it is aimed as a credit builder. APR is 27.9% so slightly better than the others:

https://www.halifaxcards.co.uk/NASApp/halifaxcards/do/ApplicationWizardStep1

Darcy, I dare you.............................................lol

lol just did it 40,000 limit lol only kidding no chance what is wrong with you file sammy xx

c8ndice

fairmorn308 wrote: »

I applyed for a JJB card but at the end said they will let me know by writing. Not sure if this is a good or bad thing

When I completed my application for the all saints card (same issuer) I also got this message.

A credit agreement was sent out to me within 10 days to sign. The card came soon after.

Sammy_Girl

darcyvuqua wrote: »

lol just did it 40,000 limit lol only kidding no chance what is wrong with you file sammy xx

What file?