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  • louiser123
    louiser123 Posts: 1,248 Forumite
    OMG look at the time!!!
    i will have to go to bed soon i have the carer coming in early tomorrow to help me up!!!:rotfl:
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • louiser123
    louiser123 Posts: 1,248 Forumite
    goodnight sutton, goodnight darcy sleep well x
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    louiser123 wrote: »
    OMG look at the time!!!
    i will have to go to bed soon i have the carer coming in early tomorrow to help me up!!!:rotfl:
    Louiser.. the offer is still open.. spider may have gone but will gladly get you up of bed.. and into mine lolol:rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • louiser123
    louiser123 Posts: 1,248 Forumite
    Brian1966 wrote: »
    Louiser.. the offer is still open.. spider may have gone but will gladly get you up of bed.. and into mine lolol:rotfl:


    LOL:rotfl: why thank you kind sir!!! if i get any more little critters coming in i will shout your name!!!:D
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    louiser123 wrote: »
    LOL:rotfl: why thank you kind sir!!! if i get any more little critters coming in i will shout your name!!!:D[/quote
    If anything is going to put the willies up you..let it be me :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • louiser123
    louiser123 Posts: 1,248 Forumite
    Brian1966 wrote: »
    louiser123 wrote: »
    LOL:rotfl: why thank you kind sir!!! if i get any more little critters coming in i will shout your name!!!:D[/quote
    If anything is going to put the willies up you..let it be me :rotfl:


    :naughty: naughty !lol:rotfl:


    right im off to bed now busy day tomorrow choosing my new car!!!! hopefully!!

    goodnight cif, mr p, brian.
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    louiser123 wrote: »
    Brian1966 wrote: »


    :naughty: naughty !lol:rotfl:


    right im off to bed now busy day tomorrow choosing my new car!!!! hopefully!!

    goodnight cif, mr p, brian.
    Night Louiser, good luck with car.
    Sleep well xxxxxxx
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • kayla99
    kayla99 Posts: 198 Forumite
    I've lurked around in the background on this thread for sometime, but never posted . . . .BUT . . . here I go . . . .

    I MUST HAVE A CRAP CREDIT RATING ! ! ! !:mad: CAN'T GET A MAINSTREAM CARD ! ! !

    Have a vanquis, with an APR of 49.9% :mad: :mad: , and a Barclaycard Initial of 29.9%

    Really want to transfer the Vanquis, so today have applied for a Flybe . . . need to wait for the decision now:confused::confused:

    BUT, WHY IS MY CREDIT RATING SO BAD ! ! ! !
    Mortgage of 3 years, no late payments
    NEXT account [credit limit increased to £2000.00]
    Mobile Contract of 3 years - never paid late - BT Line 3 years
    Secured Loan - £3000 left - Had account for 18 months [never missed]
    On electoral roll
    HP Car Finance with Peugeot [Had 8 months-never missed]
    INCOME OF 28K

    WHY CAN'T I GET A BALANCE TRANSFER WITH A DECENT APR ? ?? ? ?

    THANK YOU FOR READING :o:o:o RANT OVER - - - I FEEL SO MUCH BETTER NOW ! ! !

    HOWEVER . . . . WOULD APPRECIATE ANY ADVICE OF WHAT TO DO NEXT

    THANKS IN ANTICIPATION, KAY
    "Life can only be understood backwards, but it must be lived forwards ":confused:
  • cifpower
    cifpower Posts: 6,502 Forumite
    louiser123 wrote: »
    cif are you on facebook???
    No I don't do those networking sites
  • allthingsconsidered2009
    allthingsconsidered2009 Posts: 343 Forumite
    I'm finding it really hard to stop applying for credit. I don't know how to stop.
This discussion has been closed.
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