Im online.....

philnicandamy

Captain_Mainwaring wrote: »

I thought the Gazette would keep it for posterity?

The London Gazette keep your BR details for life along with a register held at the insolvency services office that some mortgage companies use for searches....we're talking about the Insolvency Service Website (as the OP said if you read the 1st post :rolleyes:)...you dissapear from that 3mnths from date of discharge

Captain_Mainwaring_2

philnicandamy wrote: »

The London Gazette will....we're talking about the Insolvency Service Website (as the OP said if you read the 1st post :rolleyes:)...you dissapear from that 3mnths from date of discharge

I did read the first post...

With a bit of luck the OR will be a bit clueless and at least advertise in a paper out of area - as for the Gazette, well that's life...

maxmycardagain

the registers should be "trade" only like most things, only for registered users with vested interests (banks, finance companies,etc) does joe bloggs really need the access?

blind-as-a-bat_2

If you owed joe bloggs money then yes:p

maxmycardagain

i think my human rights have been breached, not to mention the DPA, we get told to shred all documents as well, to counter ID theft, then the IS put it all up online!

josmidge

:T I qualified for early dis-charge!!!!

was discharged 30/7/07 exactly 7 months after BR, the OR told us we would probably qualify at the telephone interview. We got the letter through the post signed and sent it back and we never heard anything thought we hadn't got away with it. Then exactly one year after the BR i called the OR to see if we had been dis-charged and he said "yes on the 30th July"

I was well chuffed

maxmycardagain

Nice one, well done, now dont do it again...........lol

Captain_Mainwaring_2

maxmycardagain wrote: »

the registers should be "trade" only like most things, only for registered users with vested interests (banks, finance companies,etc) does joe bloggs really need the access?

Everyone has a vested interest - the Gazette has been doing it's thing for a couple of hundred years at least, allowing us to check who we may be dealing with.

Sometimes it takes the realization that one's name is in print to take it seriously.

blind-as-a-bat_2

Captain_Mainwaring wrote: »

Sometimes it takes the realization that one's name is in print to take it seriously.

In some respect yes it does drive the point home BUT if you truly had no option then what does it matter

The feeling of shock seeing it in print on the IS website fades quite quickly and as for the gazzette that never bothered me as the types that look at that are unlikely connect me physicly with it.

If BR was the only choice it shouldnt be looked at as a shamefull thing to be there in fact you could say you should be proud you had the guts to deal with it in what is unarguably not a pleasnt proscess.

As is often said, and misunderstood, the mechanics of going BR are very easy, but for those that truly use it as a last resort it is not easy to do at all But those feeling do fade, but hopefully the lesson wont;)

maxmycardagain

so who would I have to credit check if i wasnt lending them money? (illegal without a consumer credit licence).....no-one really, its cobblers int it, the establishment (aka banks/finance houses) simply MUST have their pound of flesh, which one one level is fine, but what about the barstewards who shat on me for £13,000 and liquidated a ltd company? (and had done it before), oh no, sorry, they had protection under company law didnt they....