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MFW, What small thing have you done/ will you do today?
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I phoned to cancel my Barclaycard as the cashback was 0.5% (and I already had the eggmoney card with 1% cashback). Barclaycard asked what they could do to keep my custom and i told them to improve the cashback offer so I've now got 2% on first £200 each month and 1.5% thereafter (for a 6 month period) plus free card protection for a year.
:eek: wow, that's incredible :eek:, I would never have thought of trying to negotiate on something like that, well done :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I love this thread so thanks for resurrecting it as I find it really inspiring! :j:jMay 2015 £10 a day currently £2080
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Today, I finally decided to give two fingers to the credit card industry. I will be keeping one card with a positive balance for convenience, cashback, and section 75 cover. All other forms of new credit are history.
I'm reading a book at the moment which suggests that to reduce stess in your life, you should remove as much clutter as possible. Credit card deals, Stoozing, minimum payments, managing credit history - it's all clutter. Yes, there's money to be made/saved, but I guess what I want to express is that there comes a point where it's the right time to chill out and relax.0 -
I phoned to cancel my Barclaycard as the cashback was 0.5% (and I already had the eggmoney card with 1% cashback). Barclaycard asked what they could do to keep my custom and i told them to improve the cashback offer so I've now got 2% on first £200 each month and 1.5% thereafter (for a 6 month period) plus free card protection for a year.
I was inspired by this as I've had some bad service from Barclaycard in the last week so finally got round to ringing up and complaining. Told them I wanted to cancel the card and they gave me £50 to stayMortgage overpayments since November 08: £32,500 - balance is now £81,200
On a Lifetime tracker +0.38% repayment mortgage
Hope to be Mortgage free by 2015! (or maybe 2014 if the rates stay low.....)0 -
Nice one mrC !
A few years ago I tried to cancel a Goldfish card and they gave me £25 to stay, so I spent it and then cancelled the card a month or so later.
Don't you love it when you get something for nothing!MS Stalwart. Used site for >10 years :jMake Do, Mend and Minimise member - focussing on upcycling/repurposing and sewing0 -
cheeryoleary wrote: »Today, I finally decided to give two fingers to the credit card industry. I will be keeping one card with a positive balance for convenience, cashback, and section 75 cover. All other forms of new credit are history.
I'm reading a book at the moment which suggests that to reduce stess in your life, you should remove as much clutter as possible. Credit card deals, Stoozing, minimum payments, managing credit history - it's all clutter. Yes, there's money to be made/saved, but I guess what I want to express is that there comes a point where it's the right time to chill out and relax.
I soooooo agree with this, I think you should do everything you possibly can but every now and then sit back relax and take stock of living again.May 2015 £10 a day currently £2080 -
Bumping great thread.0
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Ok, Today i have made lunch for me and OH to take to work as i refuse to buy those horrible prepacked sandwiches that are extortionately priced.
Later on or possibly tomorrow i will be tackling a small wall papering job in our living room- we were going to get someone in to do it but me and oh have decided to have a go ourselves having experimented with a feature wall in our bedroom and doing a fairly good job:D
Lets here everyone elses money saving tips for today
WABLCredit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
so far today I have...
registered for topcashback which I plan to use for buying bday and xmas presents!
registered for ebay (am an ebay virgin!) to try and get rid of the clutter in my house.... will probably try a car boot sale first as it seems less hard work somehow!
sorted out a load of books to try and sell on amazon (anyone got any tips for this? again never done it)
have been taking pack lunches into work , so not buying food there
and finally.....and this may be taking money saving/MFW to the extreme...I cut my own hair!!!:eek:
only the fringe mind you as I am having it done next week (half price voucher!) but it was getting too long and annoying me....so that saved me 6squid it wouldve cost me in town (fiver for fringe cut and a pound for parking)
I am worried this may have been going a step too far.....but it looks pretty straight!...:rotfl:0 -
Today I have:
insisted DH takes a packed lunch rather than buying one!
transferred the money from my recent ebay sales to my current account - when it gets there it will immediately go to mtge OP. It used to just get 'swallowed up'
Over the weekend I watered the veggies with washing up water - our water butts are empty with this lovely weather and it reduced the amount I had to use the hosepipe - always a good thing!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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