Oldstylers: Could I be your greatest ever challenge?

fizzel81

evening ss, i really need to catch up on your thread

In_Search_Of_Me

sorry I know I sound like your mother BTW but cant stand by & watch you f*** up and say nowt...

southernscouser

In_Search_Of_Me wrote: »

umm. No?!! I've been half chucckling and half worried as I read the thread SS!! Be honest & look at what you need rather than what youre getting!! I've lived in my flat for nearly a decade and absolutely nothing in it cost more than £300 and that includes my laptop... Look at your siggy. Be sensible and remember happiness is a roof over your head, people you love, home made bread and BEING DEBT FREE!! Youve done so well so far to do so well so quickly - I'm just worried that that old "must have it" way of spending is creeping back in and your fabulous debt free goal is rapidly on the way out the door....Dont want to spoil your fun but also dont want you regretting getting stuff you really dont need and wont appreciate because you got it all too soon! After all thats how most of us ended up with such ridiculous debts in the first place isnt it !!

You argue a very good case. :doh: :rotfl:

But seriously. I set myself a budget and I'm gonna stick to it. I'm not really materialistic or anything. I could have spent more on what I have but then I know I'd have to make cuts elsewhere. I saw a TV stand for £150. Actually I saw an even better one for £250. But if I bought that then the TV would have to have been smaller or I couldn't have bought something else etc so got one for £70 (Ok people might argue it's still expensive but I saved for it).

Nothing is going on credit cards. The overdraft won't be touched.

I'm having to move out for my own health. My sanity is quickly disappearing living at home and I just want to make the most of it with what I've got. I've saved really hard and am doing loads of MB'ing to pay for everything. Then when I'm in I'll start hammering the loan down as quick as poss. I promise.

southernscouser

In_Search_Of_Me wrote: »

sorry I know I sound like your mother BTW but cant stand by & watch you f*** up and say nowt...

I thought you'd have more faith in me than that! :rotfl:

fizzel81

im sure its been suggested lots of times have you asked on freecycle for bits for your new home?

southernscouser

fizzel81 wrote: »

im sure its been suggested lots of times have you asked on freecycle for bits for your new home?

Of course.

Thanks fizzle.

In_Search_Of_Me

Debt now (April 2008) - £8,756.86

Nowt to do with faith in you - its because of my faith in your debt busting abilities that I worry when you are spending so much and £150 is a HUGE amount for a TV stand when a cheapie one would do for now....plus tv....expensive gadgets.....Not saying I'm perfect (spent 27 in grden centre but at least I can eat the produce!!) ...I'll shut up now - I've made my point. If it makes you happy go ahead but dont underestimate the power of the impact of monthly bills which I suspect will be a shocker in reality

fizzel81

southernscouser wrote: »

Of course.

Thanks fizzle.

hope you get the bits you need, freecycle is funny place at times, on 3 different ones ive put a 2 seater sofa (only as my house is that small id like the space hehe) nothing not 1 person interested, hmm same with my steamer

southernscouser

In_Search_Of_Me wrote: »

Debt now (April 2008) - £8,756.86

Nowt to do with faith in you - its because of my faith in your debt busting abilities that I worry when you are spending so much and £150 is a HUGE amount for a TV stand when a cheapie one would do for now....plus tv....expensive gadgets.....Not saying I'm perfect (spent 27 in grden centre but at least I can eat the produce!!) ...I'll shut up now - I've made my point. If it makes you happy go ahead but dont underestimate the power of the impact of monthly bills which I suspect will be a shocker in reality

The difference though is I'm only spending what I've saved where as pre lightbulb moment, well we all know how that ended up.

I know full well I could of been debt free in September if I'd put all this off. But I'm putting my happiness first. I've spent nearly 3 years living like a hermit with my life on hold. I want to start enjoying life again.

But I'm definately not going back to my old ways.

In_Search_Of_Me

Good...jut checking I'll shut up now :silenced: but will be keepig an eye out....:cool: Cant blame you - I would go nuts living at home! Mum just stayed 2 days and she is SO untidy..drove me nuts!!!