moneymabels debt free by 2009 challenge

moneymabel

trouble is if i suddenly need some money for an emergency and my parents go-thats ok,you have that money from your car in savings!! my debt is interest free so at the moment isnt costing me anything so i reckon the money would be better off in savings, if i am going to be debt free by next year anyway it would be a nice start to the car fund.


confused!!!!!!!!!!!!!!

**Amy**

:rotfl: Im rubbish at making decesions.

What i would do is do a pros and cons list.

What pros could there be for selling the car early:

* Its value would be higher

* You would have savings gaining interest

* Kick start for the new car fund

etc.

Cons for selling the car early:

* Maybe a less reliable run around (?)

etc.

Would that help? Maybe a good idea and then you could see it on paper.

x

moneymabel

hey thats great Amy, and i can't think of any other cons (apart from the hassle of selling which there would be at any time, i would have to get another car first but i know quite a few people in the trade who could prob find me one,possibly a few months of double insurance whilst it sells, again would be the same whenever i sell as i need a car to get to work (not on a bus route)
hmmm,will have a word with oh tonight i think

**Amy**

Good stuff... :beer:

Oooo im so bored today at work... keep looking at my ebay items that dont seem to be gaining bids :rolleyes:

xx

moneymabel

lol-yeah i know that feeling, i keep checking to see if my lotto24/winkbingo money has been paid into my bank and seeing if anyone has bid on my shoes on ebay nothing doing tho :rolleyes:

**Amy**

Glad its not just me then! :rotfl:

I want to go home now... very tired, and my jaw locked the other day and has been aching ever since... i need chocolate!

moneymabel

ouch sounds painful! mmmm i'm with you on the chocolate, got some lidl 'twix's ' in the fridge...not for long lol:D

**Amy**

Yeah its not great, i asked my sister if she had ever had it happen to her, apparantly hers happens all the time, and my mum and aunt have similar problems with their jaws! :rolleyes:

Mmmmmmmmmm choccie... i will have to wait until i get home as someone has scoffed all the choccie biccies at work! :mad: :rotfl:

moneymabel

I could make a comment about over use of jaws but I won't !! Enjoy your choc when u get home.!

**Amy**

:rotfl: Dont know what you mean???

Ok i have just worked out people who owe me money:

My sister: £600

My ex: £800 (its more but i reckon thats all i will get, if any!)

Thats a grand total of £1400 :eek: my sister said she would be able to give me my money back August/September time, so thats good. The ex is unavailable at the mo :rolleyes:

I have £100 pending in Quidco. £100 in ebay sales (pending). Hmmmm you know i might at least make 1/2 of the payment to my mum this year! :j