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moneymabels debt free by 2009 challenge

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    thanks cath that is a good point. i want one for me and one for dd for x mas. the offer is with little woods £30 off your first order! and there is £10 off already the cheapest i can find one is £98 i will have a think about it today i think
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    it depends on whether you have the cash to pay the catalogue off straight away- if you have it sounds like a bargain and then thats your main dds pressie sorted. If you can't pay it then avoid ! Last thing u need is another bill!
    As for warranty a lot of the time they aren't worth the paper they're written on ( dont start me on my tv saga!) but as Cath says its something to consider.

    Have a good day everyone!
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jenjade wrote: »
    thanks cath that is a good point. i want one for me and one for dd for x mas. the offer is with little woods £30 off your first order! and there is £10 off already the cheapest i can find one is £98 i will have a think about it today i think
    When you put your order in with Littlewoods, do it through pigsback and you will earn points -not sure but i think it's 4 points for every £ spent.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    moneymabel wrote: »
    it depends on whether you have the cash to pay the catalogue off straight away- if you have it sounds like a bargain and then thats your main dds pressie sorted. If you can't pay it then avoid ! Last thing u need is another bill!
    As for warranty a lot of the time they aren't worth the paper they're written on ( dont start me on my tv saga!) but as Cath says its something to consider.

    Have a good day everyone!
    When I say warranty, I mean the normal 12 months warranty you get when you buy the product as opposed to an 'add-on'. It would be awful if Jen bought it now and gave it to her DD at christmas and then it go wrong within first 6 months. Because if Jen gets it now she will have had it 6 months already so warranty will run out in June July time 2009. I need a DS lite for my DD, her screen is kput. Someone on ebay advertises repairs if you send console, but i am dubious-I'm just not very trusting really. I might try the shops in town-is it Game? onme of the shops where you can trade in your old games and consoles? and purchase traded in games and consoles...I think Obviously the one I want isn't for a main present, it's one she can save up for-or buy out of her christmas money
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tubby1987
    tubby1987 Posts: 60 Forumite
    Morning, hope you all had a good weekend.
    Member No#16 of - moneymabels debt free by 2009 :j
    Total Start debt - £2514.44 (£1488.16 of it @ 0%) / Current Debt - £2414.44 (£1488.16 of it @ 0%)
    Total Start Saved - £2200 / Current Saved - £2200
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning Tubby, Cath, MM, Jen & Hayley :hello:

    Cath - did you get the spreadsheet i emailed you?

    Well another rubbish day today. I think im getting hayfever... and im really missing my cats today for some strange reason. :confused:

    At least i got paid today. :D

    Anyhoo... back to work.

    xx
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon all, I'm just back from Brighton...

    As you've been talking about ISA's I thought I'd share something I read the other day ... Apparently if you put the maximum in your ISA for 15 years with 6.1% interest, by the end you'd have nearly £100,000 saved (the figure was £90 something thousand but I can't remember exactly). Of that money you'd have only put £54,000 in, the rest would be interest. That did quite a lot to motivate me as in a few years I'd really like to get a mortgage.

    Also Jen, if you do decide to buy the DS you can get 9% back from littlewoods if you buy through quidco. It says it excludes delivery charges and VAT but it would still be over the 4% which pigsback give :).
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Thanks Amy, yes I did receive the spreadsheet. Thank you I shall be tinkering with it later-trying to make a copy of it so I can play around and make alterations so I can use it for rest of this year as well as doing it next year!!!. My amount for July is growing...slowly (in my sig) :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    hi guys thanks for the advice i have though about it and i think the deal is to good to miss! i am going to go for it through quidco and i WILL pay via debit card none of my debt is through catalogues and it never will be!! i am not sure what colour to get her as she said she doesn;t want pink anymore!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's good you're going to pay using a debt card Jen, I'm trying to wean myself off of paying for everything using my credit card. I only really do it because I'm scared I'll accidently go over my overdraft and get charged. I got one for christmas last year in black but I love the new red colour. I don't know how old your daughter is but if she is likely to chop and change which colour she'd like I'd say go for the basic black or white... there isn't much not to like about either of those colours.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
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