moneymabels debt free by 2009 challenge

moneymabel

jen- you'll be debt free by next month at this rate! 2 car boots and selling the wii!
amy, does this mean we will be losing you to the mortgage free wanabee board??!!!don't desert us yet! Like the new house folder idea, I might do one for the MINI. I love folders and things, bit monica from friends!! Ooh I could do that picture thing that Hypno suggested with the squares representing certain amount of money each in it.

**Amy**

:rotfl: Im exactly like Monica, but only when its something that interests me. Bills etc. take ages for me to file... stuff like this i love.

I have a green lever arch folder all ready, a plastic wallet thing in case i need to take stuff to work! Its gonna be great.

Deffo do what Hypno said, its a great feeling. :j

I wont desert you, I promise.

moneymabel

will do it this weekend, would be helpful if I could decide which mini I want but keep changing my mind! Will just have to find a general pic!

**Amy**

OOOo i love Minis.

Good for you, it does make it seem a little less intimidating. I will need to update my house one as i wont need to save as much £ towards it now :T

x

jenjade

hi just been photographing and packing the wii got the orignal box plus all the cable tied plastic padding etc!!!!
also found the pacaging to the laptop maybe able to get rid of it in about a month!!
also got some more vouchers for thursday cheap listing!! going to be busy tomorrow!!

moneymabel

yay!!!! Hopefully house prices will drop further before u buy one (and then go up after of course !)

moneymabel

good luck for your ebay sales jen- fingers crossed for you.

jenjade

if house prices take a dive i will look into buying but i don;t think i could meet the monthy payments. i have a 2 bed rented from mendip housing and would get 10% off the market value. i pay £74 a week in rent and i don;t think i could afford a morgage as i work 19 hours a week and i am a single mum!!!!
it is gutting i would love to buy

**Amy**

Ooo thanks MM, i hope so too.

Well i have just found my tenancy agreement for the flat I am in now, just going to read up a few bits as i dont want the council to sting me.

Whilst riffling through my old paperwork i found 3 debt collectors for different debts from 2003 and 2004. All threatening court action. however i cant see any CCJs on my credit file.

Not sure whats going on there, just shows how much i had my head in the sand. :rolleyes: :eek:

jenjade

i bet that made you jump seeing the debts that you were unaware of amy scary!