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Jak's 'I will not spend any money on rubbish and I will pay off my debts' diary

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  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well the pasta went down a treat- except he ate it all as soon as he got in...rather than have it for dinner!!! I do feed him honest!
    Well I feel like a pile of carp! And i'm just about to go to work. Grrrr. Not looking forward to it. I hope it's not too busy!
    Anyway, heres to hoping I get some tips..people tend to feel sorry for the pregnant girl!!!
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well I got £2.40 in tips! Not loads but better than nothing. I've put 2 20ps in my tin and i'm keeping the £2 for SATC on Wed so I can get an icecream at the cinema. NOT very MSE BUT it's my fav. ice cream ever, i'm pregnant and it's with tips anyway!!!
    OK night at work. I tell you what tho...every hour felt like 2- must be why they call it double time...
    Right. Off to the bank tomorrow to pay in bags of coins.
    I will also go to the library and take my books back/get some more.
    I also need to check to see if dh has been paid. If so I need to sort our money out.
    I also need to organise the Christmas money into it's own bank account and tell the bank to deal with Wilkinsonsplus evil DVD trial!
    Also need to make a lovely sign to ask our obnoxious neighbours NOT to smoke in the hallway as it's 1. coming into our flat, 2. I'm pregnant 3. It's illegal! 4. They are total skanks.
    Need to text landlord to ask him where to send rent money.
    Good night all. Mum sent me an e-mail appologising- should think so too!
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well I managed to sleep for most of today so i'll never sleep today...grrr. I also didn't manage to get to the bank to pay in the coppers and stuff. I hope I managed to get up and do it tomorrow!
    DH- just posted rent cheque so that should clear in time RE: wages.
    Jobs for tomorrow:
    DH: hoover bathroom and wash floors
    ME: wash up
    cancel check credit thing
    check online banking
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • beckseven
    beckseven Posts: 877 Forumite
    Your're doing well seeing as you've just finished nights. Can't believe your neighbours smoking-hope they take notice of your sign! Hope you get everything done tomorrow
    HSBC Visa-High interest-£2349.23 Nat West £2605.18
    My Overdraft-£1500
    Barclaycard-1089.77
    Marks and Spencer card- 3331.30 next 92.67
    Total was 11066.29 now £10,968.15
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks. I spoke to my neighbour this morning and she said the girl on the middle floor has a new b/f and he's smoking By the door. He's been told to go outside and SHUt it! Honestly. How rude, he doesn't even live here! Thaks, I hope I get some stuff done tomorrow too...I'm going out for dinner and to the cinema so hopefully I won't spend too much..I'm only taking £10 as i've got my cinema ticket already.
    Have a good night.
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    God my husband is a complete cripple. Seriously. He has just told me off for moaning at him because he 1. cooked chicken and dripped grrease everywhere- all over kitchen surfaces, floor etc and didn't want to clear it up till tomorrow. Yuk. Also got grease on the grill so it's filled the house with smoker. Also left the washing out in the rain for days so now it needs to be washed again. Also left the washing up sponge in a pool of greasy murky water to fester. ewwwwww. HE IS SO USELESS! God, the baby will be better at house work than him!!!!!
    Why can't he just do things properly?! He knows i'm stuggling at the moment because my back hurts and he can't do the simplist thing. Bloody hopeless.
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Now rant over...i'd better go and do the jobs he said he's done AGAIN because he won't have actually done them properly.
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OK i've calmed down a bit now...and made some scones- they never seem to rise much but i'm using the wrong sort of flour and my baking powder is ancient! Hmmm could it be that I wonder? Anyway, i'm going to go to bed soon. I've got an expensive day tomorrow and I want to enjoy every second of it!!! It's weird, even tho i've budgetted for this cinema trip and i'm using money off vouchers for the meal, I'm so used to not spending any money that I wonder if i'll really enjoy it! I'm such a miserly little thing now..I'd rather be that way, don't get me wrong. I just feel like people are starting to notice now and i'm sure they think i'm tight!
    My friend i'm going out with tomorrow knows about my debts and that i'm trying to pay everything off before the baby comes...I think she's under the impression that when I've done it i'll be off shopping with her and stuff afterwards...The thing is, we need to save for a house deposit- we are in a 1 bed flat now and obviously wth the baby, there is a time limit as to how long we can stay here!
    She's already making noises about going shopping for new clothes with me after the baby is born adn making a day of it...Oh dear...Why I can't just say to her that's not an option, I really don't know. I'm not usually so reticent.
    Ah well.. Bed now.
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MY CREDIT CARD IS SHOWING UP AS NIL ON INTERNET BANKING!!! ABOUT TIME TOO! I'M SO CHUFFED!!!!!!!!!!!!!!!!!!!!!!
    Now I can start to pay down my over draft- this week-pay £300 off over draft and reduce to £100 buffer! That is the plan!!!
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    A plan is a plan. Well done on the nil balance.
    Scone wise, i buy Aldi self raising flour, It is quite good for baking and have had no complaints so far.
    You have done very well on debt busting front.
    I was thinking about your friend who wants to go shopping with you. Why don't you set yourself a little challenge and get her to join in. You could have a joint car boot together or do and E bay challenge, and just use the money from that as a little treat. That way you can have a little guilt free day..we all need them and it wouldn't impinge on your plans too much.
    Bob x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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