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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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  • Hi Merry! Glad to hear you survived your OR interview and that she was nice to talk to. From my own perspective, its always nice to hear of pleasant (if thats the right word which I'm sure its not) experiences of the OR knowing that I've got mine to come at some point (gotta go br first). Anyway, have yourself a relaxing evening and take care x x
    ALWAYS HAVE A PLAN B
    :D BSC #167 :D
  • dalip
    dalip Posts: 7,045 Forumite
    Yes merry now you got that out the way,what you going to worry about now:rotfl: D

    So pleased you are near the end of that rollercoaster rideYou must have been sat at the front as you have had a tougher ride than most of us;)
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    BTW did the OR say if she will contact your LL? ...just wondered if that is normal practice.

    Angexx

    She did mention contacting the LL - said it's because often people rent privately and it's to confirm that the amount of rent they say they are payng is what they are actually paying. We sent in a copy of our tenancy agreement, and I told her that when we initially contacted the Lettings Agents we told them we would be undischarged bankrupts so they already know, and she seemed quite pleased. :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hi Merry! Glad to hear you survived your OR interview and that she was nice to talk to. From my own perspective, its always nice to hear of pleasant (if thats the right word which I'm sure its not) experiences of the OR knowing that I've got mine to come at some point (gotta go br first). Anyway, have yourself a relaxing evening and take care x x

    Thanks Skinty. All I can say is that it was very factual - I tend to tear up at a lot of things, and didn't reach that stage even when we were talking about the relationship breakdown leading to finding out the financial situation. Honestly, it's just another door to walk through. :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    dalip wrote: »
    Yes merry now you got that out the way,what you going to worry about now:rotfl: D

    Hmm, I guess the next worry is getting access to all of our money sorted out in time to cover direct debits, and get the new accounts up and running smoothly! :rolleyes:
    dalip wrote: »
    So pleased you are near the end of that rollercoaster rideYou must have been sat at the front as you have had a tougher ride than most of us;)

    Sometimes I feel like that, and then other times I read what people are going through and think I have been relatively fortunate. :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Monday 7th July

    Well the OR interview is over. I need to send in the last mortgage statement that we received, and will do that tomorrow. I think I am over-tired - I was just laughing at a thread then realised I was crying :eek:. The kids have gone to bed, H hasn't come back downstairs, so I think tis time for my mini-meltdown - gonna wrap myself in a duvet, fall into bed and let it all out. :cry::cry:

    Nite nite peeps - thanks so much for all your support, it really means a lot to me. :hello:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • wherediditallgo
    wherediditallgo Posts: 2,889 Forumite
    Your body's reacting to the stress you've been under, & that's totally understandable. :) All of us try to put a brave face on things, especially in front of those who we haven't told about our situation, & now that you've had your interview you can finally let go of that. Try to relax, eat some chocolate before you go to bed (that's my cure-all :D), & get a good night's sleep. You deserve it. :)
  • sandywindsor
    sandywindsor Posts: 266 Forumite
    Hi Merry,
    glad to hear it all went ok.I am counting down to mine now:eek:
    still getting docs together. I have contacted IVA agency(not granted) for my original docs ,but may have to just send what I have got.
    My only problem now is mortgage/secured loan.i am being somewhat hassled at the moment!!!!!
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • Red1708
    Red1708 Posts: 843 Forumite
    Hi Merry

    Well done on getting through your OR interview. As WDIAG said your reaction last night is totally understandable, hope you are feeling more relaxed and at peace this morning

    Red xxx
    BSC Member 59 - AD 29th March 2008


  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Well done on getting through it Merry!

    As has already been said all the stress and pressure you were under your reaction yesterday was inevitable... and today is a brand new day :)

    Hopefully the IPA and car news will be what you want to hear :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
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