📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

Options
1383941434490

Comments

  • dalip
    dalip Posts: 7,045 Forumite
    That is so the thing - when the trust goes how do you get it back?It taks a long time but i am hoping it does eventually! Even with the best will in the world, how do you stop yourself from throwing stuff in people's faces when you're rowing?You stop and think before you speak, if i can do it anybody can;) And the pulling in opposite directions is just so flippin painful - both of you think you're doing the right thing, but it's not gelling! :(



    Ditto!!! I find it hard to sit back and wait - I want to be in control of things, which sometimes is good but other times leads me to do things too quickly,yes and regret it, but once the deeds done it is a very hard lesson to learn from but at least I feel in control :rolleyes:

    As for finding somewhere to live, again it's a difficult one. If you're going BR it's probably best to find somewhere that's happy to rent to undischarged bankrupts. And if you really feel it's time to part ways - deep down I think we know when that time has come - then just remember that even though you're not superwoman you are a strong womanmaybe not as strong as you would have others believe and you will get through this. (((HUGS)))


    I could say more but i really think merry,you have made up your mind. I just hope it is the right descision and that you don't live to regret it. You say you would rather see your OH happy with someone else.REALLY do you really mean that deep down or are you trying to convince yourself as well as us?. Trouble is with us strong people we often don't like to admit we have weaknesses like the rest of the human race.

    Could waffle for england(so whats new???)on ths one but won't, you have enough on your plate as it is.Take care girl.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hey you!! Hark at me spewing my innards out on a Saturday morning :rolleyes: I have made the best decision for me and the girls, and am if not 'happy' am sure that it's the right thing to do.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • alial
    alial Posts: 7 Forumite
    Thanks Merry, really appreciate what you said. Feel a bit confused at the moment as to what to do next, guess diary it is!

    ((Hugs back))
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    alial wrote: »
    Thanks Merry, really appreciate what you said. Feel a bit confused at the moment as to what to do next, guess diary it is!

    ((Hugs back))

    First thing you need to do is ring one of the free debt counselling services in people's signatures. Go through just your finances and get advice about what you should do personally because if you and your OH are going separate ways or not, this is about what's the best thing for YOU.

    Once you have done that, you can post an income and expenditure thingy for the lovely peeps on here to cast their eyes over and see if they can help you.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    You can only draw cash (£200 a day) with this card, but at any ATM.

    Need to remember this for 10th June - we'll need to take out £200 per day for five days to cover me and H.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Major D'oh moment - the electron cards don't start til 06/08 and that explains why they keep being rejected when I am trying to top up the phones :o:o






    :rotfl:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Major D'oh moment - the electron cards don't start til 06/08 and that explains why they keep being rejected when I am trying to top up the phones :o:o






    :rotfl:

    I'm sure you've thought of this already Merry, but is that going to give you a problem with taking out the cash you need for your BR fees?
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hee hee, nah, that's why I put a reminder that we can only take out £200 per day, so need to do it over five days before the 10th!! :D
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Hee hee, nah, that's why I put a reminder that we can only take out £200 per day, so need to do it over five days before the 10th!! :D

    Or go into the branch Merry that way you can still draw a bit on your card to live on ;)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks Waspy :D
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.