How old are you?

Burlesque_Babe

Im 37 (38 in a fortnight - sob!) and first got into debt in my first term at Uni. Barclays offered me a £200 overdraft and it all went downhill from there - I think they gave me a CC the next term.....I then met my (now) ex still whilst at Uni. and we spent the next 14 years in debt - he is of the thought that he needs to have 'nice' things in the house and fridge and when I was a few months short of 30, we were earning well over £40k between us but were probably £10k in debt - at least.

Anyway, we split nearly 5 years ago and I moved. Old habits died hard and I ended up with 25k debt.

This site saved my bacon (and eggs and sausages!) and I worked bloody hard to pay it off, and change my attitudes.

I'm now debt free and whilst I'm not perfect I'm never, ever going into debt again.

ltm07

Hi, I'm 35 & have been in debt since I was 26. I bought a house & was budgetting well,but split up with ex & started living the single life as though I was still living with my parents,drunken nights & days & takeaways:rotfl: ! Met my current partner soon after who had a few debts too but nothing too serious. We bought the house that we are in now & should have used £10k of the profit I made on old house to pay debts off,but used it to go on shopping sprees & holidays:o ! To be fair we have ploughed £1,000's into doing our house up but if I/we had been sensible from the beginning we'd probably have + £30k in the bank & not -£30k:D ! We are chipping away at the debts & hopefully will be DF way before my 40th birthday:j !!

ltm07

cantcope wrote: »

I've just turned 33 and didnt get into debt until i bought a laptop and discovered online gambling at 31.

I know where your coming from on this one! Used to spend my days betting on horses to lose & made a good profit til the horses that I laid to win started winning:o ! Thankfully I snapped out of it & only have a small flutter on the footy now.

GirlRacer_2

I'm 36 and got into debt whlst with a husband who had to have 'everything', nice house, new cars, latest boys toys etc. Been divorced 5 years now and its taken me that long to pay it off.

poppyg_2

I am 27 (almost 28) and have been in a small amount of debt since 18 but then sadly like a couple of others I discovered gamnbling and so accumulated a huge amount of debt online gambling and betting shops, what a waste of money and time :mad:

I now thankfully wouldn't put so much as £1 on a bet now, totally gamble free but a long way to go with shifting the debt but it'll all be worth it when I can hold my head up high again

got-it-spend-it

I'm 25, first debt was student overdraft at 18.

Took until 24 to realise that my lifestyle wasn't sustainable, and am now trying to get a happy medium of lifestyle and paying off debts (above minimum as we've always done that). I do actually get as much pleasure from being frugal as I used to from reckless spending!

GISI

nimbo

i'm 25 and got into debt while at uni, but i'm nearly there....

JET34

I am 36 and I first got in to debt when I was 19 after having my first baby and after years of being in and out of debt I finally became debt free last year and that's the way i am staying (I hope)

cassy

thriftychick wrote: »

I'm 42.

I've been in debt almost continuously since I was given a Barclaycard as part of the "learning about money" section of the Youth Training Scheme when I was 17 :rolleyes:

maybe schools should be training youngsters "no you can have it when you have saved up the money."

no wonder people get into this state, i remember getting a credit card with a very high limit at about 24 and thinking ohhhhh what am i going to spend this on lol.....dosnt feel so funny now

Burlesque_Babe

cassy wrote: »

i remember getting a credit card with a very high limit at about 24 and thinking ohhhhh what am i going to spend this on lol.....dosnt feel so funny now

I know..........remember getting the letters saying they had upped the credit limit by a few thousand? That 'lovely' feeling of oooooooooh, what I can spend it on??

Got, how stupid was I??!!!!