How old are you?

ms_london

smashedbooboo wrote: »

Hi peeps, can i be Mommy then to you all. I am 48, And been in debt for longer than i care to remember. Another yr and i will out of it. If i can keep my head together. And i will. I enjoyed some of the getting into debt. But most i did not. We hopefully get wiser as we get older. And dont forget we did not have a site like this way back then. If we had then maybe many more of us would not be in the pickle we are in now. ANd also we did not talk about our debts. Iy was always a taboo subject. How fabulous is this to be able to support each other now. xxxxxxxx

Well done on your impending dfd! :T I wonder how many of us would be so money savvy if there wasnt a site like this nowadays too. Money is still a taboo subject, but definately not to the same extent as it was. I love this site, it is great not to be judged on our finances (or lack of them) and to appreciate the simpler non costing things in life and not looked down upon for doing so. Rant overxx

pania

No he is a kiwi through and through. Worked for Magic Drivers Network until recently but is now with contiki! (although i met him long before his coach driving days LOL! We have friends just outside pukekoe to (bombay hills). let me know if you are around that way anytime and need a cheap place to stay i'm sure they'd love to have you for a whileyes i Loved the south island too paihia was the favourite though. Have you been out with the dolphins? Can't believe shortland street is still going too! haven't seen it over here in an age!
I hope you do have enough for the last part of the trip would be a shame for there to be parts you don't see, but always a good excuse to save up and go again!
Anyway i'd best off to bed now, take care xx

bathgatebuyer

31 - and been in debt since I left Uni as I had a student loan and moved to a new place for my first graduate position. That meant one month's deposit for a flat, plus rent in avdance, 2 suits and 5 tops, work shoes and a decent briefcase.

klane

30! And like most, in debt probably since about 18, when I went off to uni.

iwanttosavemoney2008

I am 25 got an overdraft at 20 then followed with credit cards and loans and now I am in so much trouble I barely know where to start. (see my thread I am £94,261 in debt!)
Made a start nowo though

Numpty_Monkey

I'm 38, first time in debt was when I was 33

NewbieMoneySaver**

I'm 26 and I have been in debt now since I was 18.

It was to easy to get the credit. I never was very controllable.

No better now just know when to stop spending.

thriftychick

I'm 42.

I've been in debt almost continuously since I was given a Barclaycard as part of the "learning about money" section of the Youth Training Scheme when I was 17 :rolleyes:

kizzykizzywizzy

Hi there, I'm 37 have really been in debt since I was 16 was a YTS on £27 a week, living in a bedsit & always overdrawn & starving! then at 18 & got an access card! managed to pay it off aged about 21 when we bought our flat, was debt free for a short time, then mortgage rate kept going up & rip off maintenance company kept finding new ways to get more money out of us & it just spiralled again from there, cleared almost all of it by 1999 when we bought our house had 2 babies in 3 years, added £28,000 debt to mortgage which had been run up by several consolidation loans & credit cards, was trying to live on one wage, but spending more than we did on 2 wages, buying bits for babies, doing the house up etc. Mortgage was then so high, started using the cards again, ran up this last £20,000 which has now been paid off & at last after over 20 years, we have savings:T & I've paid it off "properly" by cutting down & struggling, so not as easy as getting a loan, so know I wont do it again. Just wish I'd been a MSE'r befor I added all that debt to my mortgage:mad:

cantcope

I've just turned 33 and didnt get into debt until i bought a laptop and discovered online gambling at 31.