We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Elantan's enjoying her excellent adventure
Comments
- 
            no please dont karma you are totally right ....i am trying to look at it as saving money towards other things like the reflexology etc that way i can provide more services and eventually once i have done everything i want to (this will take time) i will put the money towards other things ...so essentially for me i will be looking at saving not making and i will sit down and decide how much i want to charge discounts for friends etc0
- 
            well i have been to bed and got up again ...i have started (yet again) to take readings from the gas and electricity for the last three weeks i have managed to cut the electricity usage down by a bit by simple things but mainly by being more aware i think ...the gas has came down as well so i am quite happy ...just need to stay on top of it now so that it stays that way ...gas has came down by 0.5 unit which isnt much(but i am only using 2 units a week just now so not too bad) but the electricity is down by 16 units approx from 62 units a week0
- 
            it might not sound a lot, but percentage wise that is pretty good :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
- 
            your right hypno and it is going to get to the point that everything counts soon ...i have to get on top of this debt if i am to succeed ...and ofcourse that is going to involve more planning and square charts lol0
- 
            well i managed to get a bit of sleep today and have picked up son from his c.b.t training (thats what he chose to spend his exam results money on) and while i was there popped into visit a good friend who just happened to have completed the course i am starting next month she gave me loads of books covering the subject which in turn will save me a fortune yippeee ...money saving day for me then0
- 
            That is excellent - books are always far more expensive than you expect.....so to get them for free is very :j :j :j :jSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
- 
            hiya El!!!! sooo glad to hear that everthing is going well where you are and sounds asthough some firm decisions are being made on the career front!! good for you.
 Hope your light going off means that you are getting some rest and relaxation hon.
 Take care
 P
 xxxdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0
- 
            Great news on the books - really helpful start. I'm with Karma on the charging and I *really* like her way of thinking about it (thanks Karma!). I have some qualms about charging for dog training - not so much classes and courses but the sessions where people are in a real mess and both they and the dog need help! I like the charging for time, professionalism, room but not for me! Think though in the end people value what they pay for more - reasonable rates - with some mechanism for giving access to those who really can't afford it - seems the way to go.0
- 
            Hi El just checking in with you and making sure you are ok..i am liking the plan..sounds good to me.xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
 Still lurking around with a hope of some salvation:cool:0
This discussion has been closed.
            Confirm your email address to Create Threads and Reply
 
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

 
          
         
