PPI Reclaiming discussion Part II

marshallka

catinthehat1 wrote: »

Just to say, I'm still here, reading your blogs everyday, but nothing to report from FOS re FP - still keeping my fingers crossed and everything else!!! :rotfl:
Did receive my cheque today from Cap One re CC charges - so that's something!!

Hiya catinthehat, i too got nothing to report but still here - here everday - every hour and most minutes:o

joeandy

thanx again di. will do that and let you know how i go on. its just so frustrating. i know i am in the right with this complaint and should be agreed with fos all being well. fingers crossed x

di3004

joeandy wrote: »

thanx again di. will do that and let you know how i go on. its just so frustrating. i know i am in the right with this complaint and should be agreed with fos all being well. fingers crossed x

Your very welcome hun, with pleasure.:D
Fingers crossed hun and there shouldn't be a problem, keep at them.;)

Di.
x

marshallka

sue2903 wrote: »

Can I claim for mis-sold PPI if I applied for a loan on-line? I don't remember any questions about a PPI and I certainly had no one call me. All I got was the form to sign and send back, I deffo didn't tick any boxes.

Same with my credit card, when I opened my first direct bank account I was offered a credit card, but again do not remember any talk about the PPI.

Would this effect how the template letter would be worded?

Any help to a struggling single mum would be greatly appreciated.

Thanks
Sue

What dates etc and who with??. If you put the details of the loan and credit cards etc. someone may be able to help.

First you need to send off the first template letter and add/delete what is appropriate to you for both the loan and the credit card.

This needs to be sent recorded delivery (so if you need to go the FOS with it you have proof of the complaint) and you have to give them 8 weeks for a full and final response.

If after 8 weeks you have not got your complaint upheld then you can take it the Financial Ombudsman and let them deal with it if its within their jurisdiciton.

marshallka

No Tron_ess again this week... ??? Di, what are you doing about your endeavour complaint. Its "D" day tomorrow isn't it???

pinknico

di3004 wrote: »

Cheers hun.:beer:

It seems like forever doesn't it ?
Have you got to register with the liquidator too ?
The FSCS told me to do this....... but they will still deal with this anyway.;)

No my claim is only with the FSCS, I think Picture must be a bit further along than yours as the FSCS is asking Picture claims to go straight to them ,they must be pretty confident Picture have no money!:D

catinthehat1

marshallka wrote: »

Hiya catinthehat, i too got nothing to report but still here - here everday - every hour and most minutes:o

I can see that you are both here ALL the time!!! You could both start your own forum & TV show advising everyone!!!And make lots of money!!! I'm sure everyone that has had your help, me included are really grateful, you keep this forum ticking over which is good for everyone's morale - well done:beer:

di3004

marshallka wrote: »

No Tron_ess again this week... ??? Di, what are you doing about your endeavour complaint. Its "D" day tomorrow isn't it???

Yes hun its all done and dusted.......:D .
Tomorrow date on the forms of course because I know we will not hear anything now.;)
Will take to the post office tomorrow after postie been and gone I will know for defo then that there is no response.

I know, wonder how Tron_ess is ?

di3004

pinknico wrote: »

No my claim is only with the FSCS, I think Picture must be a bit further along than yours as the FSCS is asking Picture claims to go straight to them ,they must be pretty confident Picture have no money!:D

Yep maybe hun.
I know Twopart/eloan liquidated in May 2008 where the liquidators take over, even though we were advised to take this straight to the FSCS, (by the FSCS themselves), I told them that we also had a letter from the liquidators who generally get involved when these companies liquidate/dissolve and was told that its procedure to register with the liquidators too, so now in the process of doing that, which may be a come back later on otherwise......

bluestar79

Does anyone know about a company called credit reclaim services? www.creditreclaimservices.com ? They called me out of the blue to tell me I'd been missold PPI with my mortgage almost 4 years ago....naturally I asked how they knew this and apparently it was via a data collection service? Their website seems quite real however I feel that if something sounds too good to be true it usually is! They say they'll charge me £49.50 to cover the cost of the admin (which I'll be refunded once my claim is heard & I've had my refund) and I could get between £800-£2000.....I wonder however if this is a conservative estimate and they are taking a percentage?

Should I just try myself? HELP!!! We're in financial hardship and this would really help us at the moment....thanks