PPI Reclaiming discussion Part II

marshallka

di3004 wrote: »

Still nothing........by email or post...... , now I am the impatient type .

I do hope you lot have some good news today.:rolleyes: :j

Have you had the post yet. We haven't??

di3004

marshallka wrote: »

They've only had my form about one month but all i want to know is if they are looking into it. I submitted one last time and waited patiently and then was actually asigned an adjudicator and then two days later they stated it was outside their jurisdiction:eek: . Just don't want the same happening again.:eek:

I know what you mean hun.....:rolleyes: , have you got round to calling them yet this morning ?

di3004

marshallka wrote: »

Have you had the post yet. We haven't??

Nope not yet, but then our postie is anytime after 12 mid-day....:rolleyes:

marshallka

Postie been and nothing:mad:

I will give them a ring now.:D

di3004

marshallka wrote: »

Postie been and nothing:mad:

I will give them a ring now.:D

Good luck hunni, I will stay here to wait the outcome of this.
Tell them you just need a YES or NO answer, in order to know what direction to take from here.;)

All crossed here hun.;)

simone83

Hi all,

Advice needed!!

We took out a loan with freedom fianance in 2005 and paid it back in full in 2006. We recently found out we were charged a single rate of £1250.00 for the PPI (the 10 year rate for the loan).

We issued the complaint letter to freedom and they have stated it isnt them and that they have passed it onto the PPI company based in Gibraltar.

This was nearly a month ago now and we still havent heard from them. Any ideas on what we should do next?

Thank-you.

di3004

simone83 wrote: »

Hi all,

Advice needed!!

We took out a loan with freedom fianance in 2005 and paid it back in full in 2006. We recently found out we were charged a single rate of £1250.00 for the PPI (the 10 year rate for the loan).

We issued the complaint letter to freedom and they have stated it isnt them and that they have passed it onto the PPI company based in Gibraltar.

This was nearly a month ago now and we still havent heard from them. Any ideas on what we should do next?

Thank-you.

Hi there Simone.
Okay hun, you need to get a letter in here, do you also think you were mis sold from the start of the policy, was you eligible for this ?
And was it front loaded ?

Hope you don't mind me asking you these questions, its just that a complaint can be sorted out in one go here.

Marshallka may be able to also advise you from here hun, keep refreshing your page for some feedback in case they get missed.;)

Di.
x

di3004

simone83 wrote: »

Hi all,

Advice needed!!

We took out a loan with freedom fianance in 2005 and paid it back in full in 2006. We recently found out we were charged a single rate of £1250.00 for the PPI (the 10 year rate for the loan).

We issued the complaint letter to freedom and they have stated it isnt them and that they have passed it onto the PPI company based in Gibraltar.

This was nearly a month ago now and we still havent heard from them. Any ideas on what we should do next?

Thank-you.

Me again, just re-read your post, get another letter in soon hunni.
You were obviously mis sold this policy, and you may have other reasons too.

Did you send the letter by recorded post ?

simone83

It was my husbands loan. From what we were told when we call up to ask it was a front loaded, single rate premuim so even though we paid it back 8 years early we were charged the whole fee.

When he took the loan he was self employed. He was also unaware that the PPI had been charged as he was single at the time, and the loan was secured he wouldnt have needed it!

Am I making sense? its all a bit confusing for me. should I write a new letter to the Gibraltar company with all the info I currently have??

simone83

sorry am not quick enough!!

Freedom said they sent the letter to the PPI company in a letter they sent to me basic saying 'its not our fault!'