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PPI Reclaiming discussion Part II

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  • marshallka
    marshallka Posts: 14,585 Forumite
    MY opinion too Marshallka
    Catinthehat, you should reply to that post and let the poster know your position now.:D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Am i missing something good on the telly tonight. Its seems really quiet. ;)
  • marshallka wrote: »
    Catinthehat, you should reply to that post and let the poster know your position now.:D

    I saw their post on the success board - (keep looking to see how many are getting what they want) and told them to put it on here:D
    DEBT free:j





  • marshallka wrote: »
    Am i missing something good on the telly tonight. Its seems really quiet. ;)

    I don't think so!!! I'm still waiting from FOS on Credit card charges for one card and my PPI with FP - and one credit card charges with FLA - Wishing for the post and GOOD news every day - it takes over your life this doesn't it????:cool:
    DEBT free:j





  • di3004
    di3004 Posts: 42,579 Forumite
    Not sure if I said earlier or not, but I have emailed "Berr" as Companies House suggested and the FSA too about Click Finance Ltd, as suggested by Tron_ess, just wait for a reply from them now.

    Have not heard from the OFT yet, will keep on though lol.......:D
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    This link is what was passed onto me by Companies House, very useful.;)

    http://www.berr.gov.uk/consumers/fact-sheets/index.html
    The one and only "Dizzy Di" :D
  • Evening all, hope everyone is well. I've been away for a few weeks (holiday and new job) so I've missed hundreds of pages of discussion.

    I'm still waiting for the Halifax to get back to me with an explanation of their loan PPI settlement figure (lost back in the dim and distant recesses of this thread, about a month ago).

    I've had some good news on charges reclaiming with Capital One and Halifax Visa :j so its not all doom and gloom.

    I have a question for you good people. I sent in a SAR for a Barclaycard loan of my Dad's, and got back very little info. So, back we went with another letter, asking for useful info such as "is there PPI on this loan?" (no mention of it anywhere in the paperwork) and "please can I see the actual loan paperwork with a signature on it?"


    They've written back to say that the request for additional info is outside the terms of the Data Protection Act, so they won't provide it.

    We also had a query about the loan balance, and was told we could not have this information.

    Is that correct? Can they withold this sort of information? Any advice gratefully received.
    LBM November 2005: approx £32K :eek:
    Current debt: approx £12K :T
    Getting there one day at a time ;)
  • di3004
    di3004 Posts: 42,579 Forumite
    Evening all, hope everyone is well. I've been away for a few weeks (holiday and new job) so I've missed hundreds of pages of discussion.

    I'm still waiting for the Halifax to get back to me with an explanation of their loan PPI settlement figure (lost back in the dim and distant recesses of this thread, about a month ago).

    I've had some good news on charges reclaiming with Capital One and Halifax Visa :j so its not all doom and gloom.

    I have a question for you good people. I sent in a SAR for a Barclaycard loan of my Dad's, and got back very little info. So, back we went with another letter, asking for useful info such as "is there PPI on this loan?" (no mention of it anywhere in the paperwork) and "please can I see the actual loan paperwork with a signature on it?"


    They've written back to say that the request for additional info is outside the terms of the Data Protection Act, so they won't provide it.

    We also had a query about the loan balance, and was told we could not have this information.

    Is that correct? Can they withold this sort of information? Any advice gratefully received.


    Hi there hun and Welcome back.;)
    Hope you enjoy your new job - well done !
    Also hope you had a good holiday.:D

    Just remind us hun, when was this policy taken out ?
    Check this link out hun
    http://www.ico.gov.uk/what_we_cover/data_protection.aspx

    Cheers
    Di.
    x
    The one and only "Dizzy Di" :D
  • Hi Di (oooh, it rhymes!)

    Holiday was good, new job is interesting but exhausting.

    Loan was taken out in August 2005, but I don't know if there was any PPI - I can't find a trace of it in the documents supplied.

    When I asked for the remaining documentation, the reply was that it was outside the scope of the Data Protection Act, so they wouldn't give out the info :confused:
    LBM November 2005: approx £32K :eek:
    Current debt: approx £12K :T
    Getting there one day at a time ;)
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi Di (oooh, it rhymes!)

    Holiday was good, new job is interesting but exhausting.

    Loan was taken out in August 2005, but I don't know if there was any PPI - I can't find a trace of it in the documents supplied.

    When I asked for the remaining documentation, the reply was that it was outside the scope of the Data Protection Act, so they wouldn't give out the info :confused:


    PMSL.....lol........:rotfl: , I'm a poet and I didn't know it ! :rotfl: .

    what the heck are they playing at?, that is not outside the scope of the Data Protection Act, and I know they can go back at least 6 years !

    I would ring them and mention about this hun and tell them if they don't supply what you want you will instantly report them for not doing so !
    The one and only "Dizzy Di" :D
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