PPI Reclaiming discussion Part II

di3004

dazzer26 wrote: »

thanks a lot di you never know it might help the cause

With pleasure hun, I hope so.;)
Have you started pursuing yours yet with 'FP' hun ?
If so I wish you the best of luck.;)

Di.
xx

dazzer26

yes, i have had the fob off letters and the last one offering money but back into the loan have just sent off forms to the fos last monday hoping it won't take too long but like you i won't give up .
and the best of luck to you as well.
daz

di3004

dazzer26 wrote: »

yes, i have had the fob off letters and the last one offering money but back into the loan have just sent off forms to the fos last monday hoping it won't take too long but like you i won't give up .
and the best of luck to you as well.
daz

Thank you Daz.

I did win a case on the loan advance with Nemo, now going for the broker e-loan for the first loan ppi sold by them .

I must admit it had taken a while for the advance complaint, but the company were always requesting for extra time to forward further information, the FOS accepted a limited extra time a few times, but the information forwarded from Nemo was nothing different to what they sent the first time, if it wasn't for their stalling tactics it would have been a lot sooner I'm sure.

I do hope yours run more smoothly, yet I believe customers who have been mis sold by First plus are more or less straight forward, so fingers crossed for you hun.;)

Di.
xx

di3004

Probably posting on the wrong thread, but as I know this thread is popular I thought I would add it here....;) I found a link about the PPI profits made !!!:eek:

http://www.moneyoutlet.co.uk/2008/02/ppi-profits-sustain-personal-loan-market.html

Another interesting read from this site too.

http://www.out-law.com/page-9178

marshallka

di3004 wrote: »

Probably posting on the wrong thread, but as I know this thread is popular I thought I would add it here....;) I found a link about the PPI profits made !!!:eek:

http://www.moneyoutlet.co.uk/2008/02/ppi-profits-sustain-personal-loan-market.html

Another interesting read from this site too.

http://www.out-law.com/page-9178

What i want to know is what sort of ICOBS were around pre 2005 for all us lot. Nothing I bet or were there still rules even before the Financial services Markets Act 2000. Mine was taken out just before that. Was there nothing at all in place???

di3004

marshallka wrote: »

What i want to know is what sort of ICOBS were around pre 2005 for all us lot. Nothing I bet or were there still rules even before the Financial Markets Act 2000. Mine was taken out just before that. Was there nothing at all in place???

Hi Marshallka
I have just been trying to find this out now, if I find anything I will post up, been onto google search and when clicking in for this for prior to 2005 etc, it's always rules from 2005, but will keep trying and see what I can find out.;)

Di.
xx

di3004

Press Releases (FSA) from 1999 to 2008, just about to have a read and see if there is anything on PPI rules & regs etc.;)

http://www.fsa.gov.uk/Pages/Library/Communication/PR/2008/index.shtml

di3004

Marshallka and everyone who needs information on rules of selling PPI before 2005. Here is a link of what I thought was useful.;)

http://www.which.co.uk/reports_and_campaigns/money/campaigns/payment_protection/were_you_mis_sold/ppi_rulespre2005_559_124083.jsp

di3004

Another link about PPI selling before 2005

http://www.which.co.uk/advice/how-to-tell-if-youve-been-mis-sold-ppi/ppi---rules-before-2005/index.jsp

marshallka

di3004 wrote: »

Marshallka and everyone who needs information on rules of selling PPI before 2005. Here is a link of what I thought was useful.;)

http://www.which.co.uk/reports_and_campaigns/money/campaigns/payment_protection/were_you_mis_sold/ppi_rulespre2005_559_124083.jsp

Hi Di, have read these already and actually rang FLA and ABI and neither are really interested when you do complain. I have also read the documents for 1999/2000 sales and with these being in GIB they are not members of any. They were members of FISA and also Corporation of FInance Brokers Limited member (That was Freedom not Bespoke). FISA don't want to know. Also again because they are saying that Bespoke sold it (yeah right:rolleyes: ) then there were not any rules.