PPI Reclaiming discussion Part II

marshallka

pinknico wrote: »

Di, on the FSCS web site they have said how they will sort out the savings of the customers of the icelandic banks.

Hope this means they will now get back to looking at OUR claims!

Icelandic customers are something that Martin was sooo involved in himself. They are starting pay outs in November I think so there will be lots of a hold up at the FSCS due to this.

sammy452

Hi
I wrote my first letter to Egg last week and received a response yesterday saying they were disappointed I had complained and someone will call me to discuss this with me and they have 8 weeks to reply etc etc.
Should I ask them to cancel my PPI in the meantime or wait until I am hopefully further down the line?
Thanks

di3004

marshallka wrote: »

Dreamer may have to consider the courts here... There really is nothing else to do other than use them. Dreamer was aware in 2004...Kaia and Marcluc had the same probs here but both won before the actual court case. It really may be worth it here otherwise if they leave it any longer (personally I think its been left too long anyway here as its over 4 years since first complaining and they can use the limitations act and even section 32 would not apply here) they will never know..

This is why you have to keep on fighting as you are given a small amount of time to get it all sorted and if its too stressful then you have to hand it over to someone like Tiggrae...

Thanks hun.;)
Have you heard from Tiggrae at all

di3004

marshallka wrote: »

Icelandic customers are something that Martin was sooo involved in himself. They are starting pay outs in November I think so there will be lots of a hold up at the FSCS due to this.

Yes my Aunt said something like the first 2 weeks of November that they were told they would hear.;)

di3004

dreamer33 wrote: »

No not yet i keep checking though x

Cheers hunni, I don't think she has been on yet......but I expect she will reply with something.;)

dreamer33

pinknico wrote: »

Dreamer, is it worth contacting FISA again as a long shot. A lot more is known about PPI mis selling since 2004/2005 and maybe they can look at it in a different light especially as I think you were mis sold.

I know it may have been a while since you became aware but its only 2008 that most other people have thanks to the media.

It would only be the price of a stamp and look at how much you have learned to back up your case since 2004/2005.

I have emailed T hodginson the guy i dealt with at fisa no reply yet. Think I will write again its worth a try. I was thinking of trying to word my complaint a bit different ref new things I have just learnt about my ppi. I have just realised that the ppi was joint but only covered my husband and only me for life cover, did not know until reading through kaias posts and malucs

Like you say I have learnt loads more since being on here again.

Thank you to everyone on here for all your help, you have all made me realise that its not just happening to me, thanks so much

pinknico

sammy452 wrote: »

Hi
I wrote my first letter to Egg last week and received a response yesterday saying they were disappointed I had complained and someone will call me to discuss this with me and they have 8 weeks to reply etc etc.
Should I ask them to cancel my PPI in the meantime or wait until I am hopefully further down the line?
Thanks

It makes no difference to your claim whether you cancel or not. Though if it is no use to you then best cancel it, sorry is this loan / credit card?

di3004

sammy452 wrote: »

Hi
I wrote my first letter to Egg last week and received a response yesterday saying they were disappointed I had complained and someone will call me to discuss this with me and they have 8 weeks to reply etc etc.
Should I ask them to cancel my PPI in the meantime or wait until I am hopefully further down the line?
Thanks

Hi Sammy
Do not worry, and if they try to phone you tell them you will not dicuss these issues on the phone, everything must be in writing.;)

The option is yours to cancel, if you are successful, you will receive every penny back anyway, but keep fighting them hun and do not let them try to put you off from doing this, this is your money and if the cover is worthless to you there is no point in having this.

Not sure if they would have to reschedule this, like take a new loan without the PPI, these loan companies vary, or they may just reduce your payments a little, but there is no point in having the insurance if you are not eligible for it, and even so you could always find your own suitable stand alone cover.;)

Good luck, and yes they must respond within 8 weeks but as I said earlier in this post, do not discuss these issues over the phone, because in writing its evidence if you need it.;)

Di.

marshallka

dreamer33 wrote: »

I have emailed T hodginson the guy i dealt with at fisa no reply yet. Think I will write again its worth a try. I was thinking of trying to word my complaint a bit different ref new things I have just learnt about my ppi. I have just realised that the ppi was joint but only covered my husband and only me for life cover, did not know until reading through kaias posts and malucs

Like you say I have learnt loads more since being on here again.

Thank you to everyone on here for all your help, you have all made me realise that its not just happening to me, thanks so much

But they may say its still a complaint about the misselling of the PPI choose how many things you add. Why not consider asking for some legal advice here with a solicitor or someone from a claims management company.. The longer you leave it here the less chance there is.

pinknico

Spent ALL day yesterday going through my SAR from Egg.
I am now sending 3 letters for mis sold PPI, 2 loans 1 credit card and 1 letter for charges. Accounts all closed.