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Credit Crunch Credit Card Declines?
Comments
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Well I have just checked all three of my credit files and they only search Call Credit! My credit rating with them is perfecto, so I must have got accepted. APR 29.9% , not too bad.
That's lower then Capital One isn't it ...:happylove Tori Bellatrix :happylove
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Oi Oi marra how ya diddling up there in san paulo aka G/Heeeedddd
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Alreet wor kid, got me self approved for a new Visa, cant believe it, APR is less than my Cap 1 card, the application was approved within about a minute, so the plan is till April 2009 to build up the best possible credit rating that I can then go for MBNA or something, anyway howz life doon the road marra?Oi Oi marra how ya diddling up there in san paulo aka G/HeeeeddddSince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Yes, but Cap 1 reduced my rate from 34.9% down to 30.00%.Tori_Bellatrix wrote: »That's lower then Capital One isn't it ...Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
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Monument are Barclaycard, is it?
The address showing up on monument website is:-
Monument Card Services, PO Box 6476, Northampton NN4 1ZN
But when you search the post code on Royal mail website, it comes up as Barclaycard.
There's not evena phone number to contact them
M
Monument used to be owned by Barclays and prior to that they were Providian.
They're high interest cards for people with bad / low credit scores.
Best avoided.0 -
Till next year maybe, but the likes of me have low credit score so take what we can scrounge.ICan'tStandIt wrote: »Monument used to be owned by Barclays and prior to that they were Providian.
They're high interest cards for people with bad / low credit scores.
Best avoided.
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Well I have just checked all three of my credit files and they only search Call Credit! My credit rating with them is perfecto, so I must have got accepted. APR 29.9% , not too bad.
APR 29.9% not too bad ???? Are you kidding ????
If you really need this card, don't put anything on it that you can't pay off in full each month.
I think you need to work out how much this card could end up costing you.0 -
Oh yes I know but I pay Cap 1 in full every month so I will do the same with this as well, you see at the end of April 2009 I will have strings of [0]'s accross my Credit files so then I can go for MBNA etc, anyway MBNA/Virgin etc are charging more than Cap 1 at the moment, some have been stuck up to 34%!ICan'tStandIt wrote: »APR 29.9% not too bad ???? Are you kidding ????
If you really need this card, don't put anything on it that you can't pay off in full each month.
I think you need to work out how much this card could end up costing you.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Oh yes I know but I pay Cap 1 in full every month so I will do the same with this as well, you see at the end of April 2009 I will have strings of [0]'s accross my Credit files so then I can go for MBNA etc, anyway MBNA/Virgin etc are charging more than Cap 1 at the moment, some have been stuck up to 34%!
Ok, I'm sure you know what you're doing.
Just don't use it for cash as that rate will be even higher than the purchase rate, plus any cash taken out sits at the bottom of your balance until you pay off everything.0
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