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Credit Crunch Credit Card Declines?

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  • Volcane
    Volcane Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    nzseries1 wrote: »
    I also got my decision for my Tesco card last night, and I was declined.

    This is the one card I, and many others, can NEVER get either.... it's infuriating!
    Best Regards,

    V
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    Volcane wrote: »
    This is the one card I, and many others, can NEVER get either.... it's infuriating!

    Perhaps the card doesn't actually exist... perhaps they just farm people's details and sell them to spammers for cash! :D
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • Richard019
    Richard019 Posts: 461 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Volcane wrote: »
    This is the one card I, and many others, can NEVER get either.... it's infuriating!

    I bet you used to collect Pannini stickers at school.
  • shelovestobuystuff
    shelovestobuystuff Posts: 2,710 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nzseries1 wrote: »
    That's a bit sucky!! I figured it was just automatically done!

    They constantly review your status apparantly and at the moment I do not qualify for a credit card so they are cancelling my account.I desperately hope they wont ask for all the money back at once:eek: ,its not much as I have been good lately but still it would mess things up for a couple of months.I have fingers crossed that my other card doesnt do the same or I will not be able to shop online ,that would be terrible!
    "Reaching out to touch the stars dont forget the flowers at your feet".
  • Amy83
    Amy83 Posts: 451 Forumite
    Volcane wrote: »
    This is the one card I, and many others, can NEVER get either.... it's infuriating!

    I applied and got accepted for the Tesco Card, but I'd done so with the sole interest of transfering the balances from other cards (about £1,500 in total). I'd put in the application that I wanted to transfer these balances...

    I got a credit limit of £200, wasn't even enough to transfer one balance! I wouldn't bother with them, other people I've spoken too have also had silly low limits too.
    Aiming for that elusive 'debt free' by Christmas 2012
    :rudolf: [STRIKE]£6,000[/STRIKE] £4,279 and counting... #217 paid off £1721 :rudolf:

    23.01.2012 - Started diet (Weight loss 22 / 31lbs)
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    Amy83 wrote: »
    I applied and got accepted for the Tesco Card, but I'd done so with the sole interest of transfering the balances from other cards (about £1,500 in total). I'd put in the application that I wanted to transfer these balances...

    I got a credit limit of £200, wasn't even enough to transfer one balance! I wouldn't bother with them, other people I've spoken too have also had silly low limits too.

    Interesting about the low limits. A £200 limit would have been okay for me, because I only wanted it for the extra clubcard points. Nice to know that at someone got one at least!
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • clio
    clio Posts: 3,345 Forumite
    well my worries about my CAP1 card which was up for renewal are unfounded as card arrived this morning so i,m happy now .....
  • msaquib
    msaquib Posts: 717 Forumite
    Any idea which is the good credit card for someone new to the country? My wife has been in the UK for around 7 months now. She has opened an LTSB Current Account and just been offered £500 overdraft. She has applied for the credit but that was a NO.

    Any suggestions?

    Thanks
    MS
  • clio
    clio Posts: 3,345 Forumite
    Capital One,s Sub Prime card would be a good start or maybes the Vanquis card.
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