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Hurrah, my MFW quest has started

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    canne wrote: »
    Um no, I'm sitting here in summer clothes, looking at pictures of the snow in the uk on the television. It must be very cold there!

    2.gif Not listening, not listening, not listening 2.gif

    Are you a full grown Aussie then? We'll post you out some snow if you like :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • canne_2
    canne_2 Posts: 124 Forumite
    Yes I'm an Aussie, I'm half Pom though, my Dad is from West Ham but he came here when he was 8 years old...

    My great grandmother and great grandfather on my Mum's side was Scottish, all my ancestors actually as far as I know come from the UK...I've traced the family on both sides to about the 1860's...
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi all

    Unfortunately I don't have time for a full update - probably not until the weekend but I just wanted to report that I made an OP of £800 last week. I've updated my signature to reflect changes.

    Also, I received my annual mortgage statement last week so I'm looking forward to going through it :j
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hi all

    Unfortunately I don't have time for a full update - probably not until the weekend but I just wanted to report that I made an OP of £800 last week. I've updated my signature to reflect changes.

    Also, I received my annual mortgage statement last week so I'm looking forward to going through it :j

    Yay well done on that :T:T:T:T:T:T
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Well, I've just finished going through my mortgage statement and it shows the following
    • Total credits £10459.24
    • Total debits £1327.44
    When I compared it to my spreadsheet I was £39 and some odd pence out :eek: Turns out I'd input the wrong figure for my Jan 09 normal monthly payment, the good news is it was in my favour :j

    It feels like ages since I made the Jan OP but it was only 10 days ago, that means I can't make another for nearly 3 weeks, boohoo
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    This week I've paid £108 deposit on a holiday. It's about 10 years since I've had a summer holiday (I normally have a skiing holiday then a city break in the summer)

    I'm afraid I haven't been at all MSE with this holiday and have spent £884 for a week :eek: I'm telling myself that I work hard and deserve the holiday and it is in an absolutely beautiful hotel :o Actually the travel agent did give us a discount by matching the on-line price so the figure I'm paying has been reduced from £992. This does mean I will be paying less OP's than I'd planned for a couple of months this year but I'm really looking forward to it
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    You deserve it sunbathing.gif
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    setmefree2 wrote: »
    You deserve it sunbathing.gif

    Thanks SMF2, that's what I keep telling mysefl :rotfl:I'm not having a skiing holiday this year and aside from a new swimming cossie I don't really need any summer holiday clothes, hmm, I might not need clothes but do need to lose some weight for that cossie :o
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • This week I've paid £108 deposit on a holiday.

    Well, I paid off the remainder of the holiday yesterday so I now need to have the spendies and must also arrange some travel insurance

    Can't wait until this Friday as that is my next OP day :j
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    ATT
    A good holiday pays dividends in the benefits you gain from it; enjoy it and ensure you have one budgeted for 2011 too! :beer:
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