Live on £4000 for a year - Part 2

MrDT

Well done to the bingo winners

That's every Thursday booked for me from now on then! Didn't win a penny last night, but I'll keep trying now that I know people do actually win

Mollymop5

Well done to all the bingo wins.i'm going to have to have a look into it now
I have a dilema and I'm hoping for some advice.I bought home insurance via quidco.My policy was £87.37 for the year and the cashback is £90.Fantastic a years insurance basically free Anyway for some reason it tracked 5 times.I didn't do anything about it as I thought it would just validate one and decline the others when the time came.Anyway today all have validated.That £450 due to be paid out in May.Do I just keep quiet? or do I inform them? £450 would be nice but I don't want to loose my account.What would you all do?
I've asked family advice and theirs is to keeep stum as I've lost out to quidco before and this just makes up for it.

Frugaldom

Good morning everyone

Mollymop, I have seen things track several times elsewhere too, but they all get checked before the payments get sent out. IF yours ends up missing the checks and issuing the cheques, bank the difference safely in case they ask for it back. That way you A) make interest on free money and have it read if and when they track the mistake. It's an insurance company, if they make that kind of mistake then **** mend them, in my opinion Good luck with it!

Whitewing - Fingers crossed for your OH at his interview this afternoon. Has he thought about self-employment and start in the cottage industry thread? As a photographer, he could be producing prints, postcards, greetings cards, calenders etc? Just a thought, as there may be some sort of start up funds available to help cover costs of printing equipment

Janey - WHAT CAN I SAY? WOW! I am absolutely delighted for you! :beer: :T Congratulations :T It's really boring and I realise that wins will be rare, but it's taken care of Thursdays for me from now on, too. I've already withdrawn £50.

Above bingo winnings have given me a cunning idea! I originally registered via cashback site, so haven't spent any of my own money (cashback tracked and paid out last month). I used my Tesco CC (grocery account) that gets paid off every month... anyone following me yet? :rotfl: If I could glue myself to screen and switch to auto-brain dead every Thursday and win and average £100 every month, which is what I have for groceries this year, I could have a Gala Grocery Challenge and save the £1200! Now THAT'S what I call beating the interest. 5% they reduced it to yesterday? Pooee, pooee, this is only tax week 2 and Janey has well and truly beaten the ISA rate already.

I think that as long as we are signed into the bingo site our user names show up in a chat room. I suggest we all sit in the same one and it's normally quiet in there - Country Club, in the 'stables', next Thursday, mark it in your diaries. I'm going to set the alarm and log in from the crack of dawn. I may, yet, have a horse fund on the go... BAILS, SOPHIESMUM ........ equine frugal financial fund? :rotfl:

I'm working away from house from midday, so will catch up with you all tonight.
Y'all be good, now!

Mollymop5

Thanks Nyk.I will just sit back and see what happens

lilac_lady

Cogratulations to the bingo winners. Do you have a local branch of Gamblers Anonymous, just in case?.....lol.

bails

I was officially not going to talk to any of you today as I am SULKING...but then Nyk mananged to rein me back in with the equine frugal financial fund! Can I REALLY put myself through the torture of bingo every Thursday with my luck track record I ask myself? No doubt, just like childbirth and running a marathon, the memories of the pain will fade and you'll see me tucked up in the stables not so quietly going insane :rotfl:

CONGRATULATIONS NYK AND JANEY!!!!!! :T:j:T:j:T:j That is amazing, I am so pleased for both of you! I love the idea of G*** funding the GC but in my case I might starve :rotfl:

Good luck to Whitewing's OH!

Molly, as Nyk said, they often pick up on it before the payment run but if they don't then I say keep it!

taka

Well done everyone!! I think I might sign up for that b1ngo site this weekend in preparation for next thurs :rotfl: I've won about £175 from the free £10/£5£1 sites over the last few months . Think I still have about 12 of the £1 ones to go which I'll try this weekend I think! Yawn...:rolleyes: ... but hopefully some free money!! Must try (re-)reading the MB stuff and playing with the spreadsheet too and see if I (1)understand it fully and (2) have the courage to try it yet!

Good luck Whitewing's OH too!

Marru

Hi All,

And congratulations for the bingo winners. You all truly deserve it!! :T

I was also playing last night and fell asleep at my desk just to wake up and realise I had won nothing. Oh well. I shall try again next Thursday.

I don't know what has been wrong with me this week as on Wednesday instead of working I slept 4 hours in the middle of the day and only got woken up by phone and today I was supposed to close my eyes just for an hour or so and slept for 3 hours to be woken up by text message. It is well enough to be self employed to be able to do that but it doesn't earn any money unfortunately. Plus I have a list of 11 things to do before quarter past five today so I better get cracking.

I had some trouble today with tax credits people as two first advicers notice that I was calling through their international line and refused to talk to me so third time lucky and I was able to check that my income estimate for this year is correct. Let's hope they get the paperwork to me soon.

I went yesterday into that big Swedish "warehouse sale" to get a table to put on the rat cage and also to get some more plates as the breakage here has been quite devastating (for my defence I tried to get both from freecycle but nobody came back with any offers). I was able to avoid buying cute cuddly toys for DD (she has a big bucket full of them already) but knew I couldn't avoid the food market. So tonight supper will be crisp bread with cheese and boiled potatoes with cucumber and pickled herring. My excuse is that it reminds me of home. And it is a cheap meal that will keep me from using stuff from the cupboards. I shall update my sig when I have reconciled my bank account.

Better start now with that list of 11.

Marru

Burlesque_Babe

WD WD to the winners! I think I've exhausted all the freeby ones but never won a penny!

Money out today - £12.64 for my car insurance.

Cashed in my premium bonds as they haven't won me a penny in the year I've had them so I'm using the £3,000 as my ISA money for this year. I know, it could have been my turn next month for the million, but I took the decision a year ago when I got my redundancy money that if they hadn't won anything by the time I could get another ISA, I would cahs them in.

Off ISA hunting now.

Marru

Hi Keren,

If it makes you feel better I can tell that when my DD was born my then boss gave her 100 premium bonds. She is now 3.5 years and have won nothing.

Marru