Live on £4000 for a year - Part 2

mumzyof2

Good Evening all.

I have been so busy today, had an appointment this morning for 55mins and then went into town to meet my friend who was cutting my hair. DS3 was at nursery till 11.45am and my friend had DD2 and then picked DS3 up and took him to her house and they did not arrive back from my friends till 2.30

So anyhows, my friend had to but my hair really short because of how much damage i had done to the ends through straightening it.
After kids come home we litually ran to the doctors as we were late and i have that condition where you get scabs on your elbows (MrDT will tell you what its called i cant spell it ) , knees etc. My mum got it when she just turned 21 and now i have got it and im turning 21 next month. I also went to doc's because my mouth hurts and i thought i had lumps on my side of mouth..doctor looked and could see a bite mark and thinks i must of bit myself in night and its got infected :rotfl: I told the doctor..thats what i get for talking too much in my sleep :rotfl:

I have spent £2.35 on cigs today (needed them for when i came out of appointment and needed one straightaway and couldnt roll them outdoors cause i knew i would need one right away) and also £2 on papers and filter tips (10 packets of papers - 50 in each for £1 and 220 filter tips for £1. £10 on my hair. 90p on bus.

Total spent today £15.25 which i think its good seen as though i have spent £16.25 in 4 days

Total spent in June - im so proud


£387.23

Now i am really proud of my self and i have about £50 left over from the month..which i know does not sound alot to many people but iam a single mum and i have never had any money left over. I have also managed to put £32 in to savings this month. Iam going to leave myself £20 in bank till thursday and whatever is left transfer to my savings account. I do now realise my money went on cigs and how much money went on cigs

MrDT

mumzyof2 wrote: »

Now i am really proud of my self and i have about £50 left over from the month..which i know does not sound alot to many people but iam a single mum and i have never had any money left over. I have also managed to put £32 in to savings this month. Iam going to leave myself £20 in bank till thursday and whatever is left transfer to my savings account. I do now realise my money went on cigs and how much money went on cigs

Well done! 2p interest last month, double that next month, and it'll keep growing and growing Before you know it it'll be a pound, then £10, then who knows! :cool:

Oh and your resident wordsmith, he say 'psoriasis'

bails

Well done Mumzy! :T

I'm looking forward to part 3 of the challenge too, bring it on! See you all on the new thread

mumzyof2

Wheres The New Thread?

Frugaldom

Hi fru-guys and fru-gals

Mumzy, I am very proud of you mnaging to curb your spending and save some of that ciggie money! Well done!

Mr DT - MOST impressed by your chocolate crispie cakes adventure and, thanks to you, I was so not wanting to discard the leftover strawberries that they are now soaking in the hope that I can concoct some fruity, fermented alcopop type thingy.

Janey, I hope you are looking after yourself and that your family have all arrived safely.

New thread starts tomorrow, 1st July, and I'll link to it from the first and last pages of this thread, before it gets closed. Just in time for quarter 3 beginning, I have my lovely electricity bill to pay but it is about a third of the last one, coming in just under £165 for 3 months. Payment due this week, so it won't impact on my half yearly results, thank goodness!

mumzyof2

Thanks NYK .. will the new thread be open in time for my morning post? also i think you missed my post other day but i asked if we/I could have a mini challenge again like we did with the £10 see howmuch you can get shopping day

looby-loo_2

Good evening everyone. I was trying to update but I've lost the plot a little lately and not quite added everything into my spreadsheet. My totals look high but I've just worked out the average for food - £60.20 which isn't too bad for 6 in the hols, 3 in term time.
It's the other bills I can't get down - £440 per month on household bills by direct debit, no mortgage/rent and £250 for petrol for two cars. The one that bugs me it the £200 DH spends at the pub every month which he thinks is a bargain.

Well done to mumof2 for finally getting going, I do enjoy your posts.

Good luck to everyone starting tomorrow

sophiesmum_2

mumzyof2 wrote: »

£387.23

Now i am really proud of my self and i have about £50 left over from the month..which i know does not sound alot to many people but iam a single mum and i have never had any money left over. I have also managed to put £32 in to savings this month. Iam going to leave myself £20 in bank till thursday and whatever is left transfer to my savings account. I do now realise my money went on cigs and how much money went on cigs

Well done on the savings and having cash left at the end of the month:T :T

Frugaldom

mumzyof2 wrote: »

Thanks NYK .. will the new thread be open in time for my morning post? also i think you missed my post other day but i asked if we/I could have a mini challenge again like we did with the £10 see howmuch you can get shopping day

Hi Mumzy, sorry I didn't get around to answering your post, I did read it but I've been really busy recently. I'm going to do the £10 shopping challenge quite often between now and Christmas because I only have £40 per month for groceries after doing the stockpile shop in May.

I'm trying to find the new challengers to get their names added to the list. I was hoping they'de have been left in red to make them easier to pick out, but haven't spotted any yet. Let me know if you see any of them I may have missed

System

nyk can you change my challenge amount to £1600 for 01/01/08-31/12/08 please? now that its official and i have stopped writing it in my sig in tiny letters in case i couldnt manage it! ooooh look i remembered to write that in red

oooh welcome to the second half of the challenge, frunchkins! just got home, i was at my mums for tea, and picked up gigantic £3 dolls house....its in the middle of my living room floor, no idea where i can cram it in :rolleyes:

grrrrrrrr i am a few pounds under target this month, but i am officially OVER BUDGET for this half (my own fault for keeping lowering my target i guess) sorry i stopped keeping a spending diary so i cant break it down (new half resolution = start a spreadsheet)

exciting news, just opened my post grad funding letter - the tuition fees are being paid for, and i get the maximum grant (£3675) remember while ago when i found out it would be a grant not a loan? :T i will also be due a little extra for transport costs, which i can claim after the course starts.

my interest beater/university challenge is ticking away, should jump up soon when i transfer grand national money out of paypal/get paid for my evening work....

soooooo on track to save ALL the grant money! ha and that man at the conference said you cant live off £55 a week - FRUNCHKIN POWER!

ps remind me if i go over my £1600 (looking pretty likely!!) that it would not be the end of the world if i spent some of the grant money, even through doing so would flare up symptoms of my chronic frugalitis...:o

nyk, can we open part 3 with 'FRUNCHKIN POWER!!!' please?