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Live on £4000 for a year - Part 2

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  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    sophiesmum wrote: »
    Mumzy I will take you, have to be after work though or weekend. Our Tesco is open 24 hrs. Can go tonight if you want.

    Have pm'ed you :D
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • MrDT
    MrDT Posts: 951 Forumite
    nykmedia wrote: »
    EDITED IN: I would be interested to know how far off the £4000 mark everyone is when they work out their actual annual budgets. How many of us on here really ARE below the £4000 mark?

    I've just done the math and it was a big surprise :o

    I don't know if it's good form to write down my figures on here so have left them out for now. Suffice to say what I have left over is considerably more than 4k. Anyone who manages on less than 4k, especially those with families in tow, hats off to you!! :T
  • redglass_2
    redglass_2 Posts: 771 Forumite
    Sitting here catching up on the latest when I suddenly got a whiff of boiled chicken...OMG I forgot the Frugal Stock.....rushed downstairs and the kitchen resembles a sauna in a hen house......:rotfl::rotfl::rotfl:
    I like the garden-sharing idea a lot and in fact I was once offered the chance of doing this in a nearby garden and didn't take it up (how stupid was I?). Round here there's a lot of skillshare, co-op and LETS stuff going on, though I don't have time to make the fullest use of it (can't wait for retirement when I can really get going) and people are quite receptive to that sort of thing. I reckon if you put a card up in a post office where older people go for their pensions, offering it as a service, not something you want from them, you might get a response. But be quick because they are phasing out the girocheques...if they haven't done so already...
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    MrDT wrote: »
    I've just done the math and it was a big surprise :o

    I don't know if it's good form to write down my figures on here so have left them out for now. Suffice to say what I have left over is considerably more than 4k. Anyone who manages on less than 4k, especially those with families in tow, hats off to you!! :T

    I think it would be good form to write down your figures, moneybags -

    I wanna see if its worth my while continuing to flirt with you ;)

    :rotfl:

    oh dear I'm only half joking.... :eek:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    redglass wrote: »
    Sitting here catching up on the latest when I suddenly got a whiff of boiled chicken...OMG I forgot the Frugal Stock.....rushed downstairs and the kitchen resembles a sauna in a hen house......:rotfl::rotfl::rotfl:

    :rotfl: :rotfl: :rotfl: That made me laugh lots:rotfl: :rotfl: :rotfl:
    Reduce,re-use, recycle.






  • Just checked my BT bill online £94.80 :eek: :eek: :eek: OMG.
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • Marru
    Marru Posts: 4,126 Forumite
    I am BACK! And I have had the most AMAZING weekend. More later.
    nykmedia wrote: »
    Good afternoon frugalbuddies, hopefully Marru got away on time and remembered to finish packing :)

    I did, thank you. 24 minutes later than wanted but despite that arrived to first destination half an hour earlier than would've been acceptable.
    nykmedia wrote: »
    Bails, after your mentioning travel, I meant to say that cousin and I had been discussing going (Scottish) island hopping this summer and another friend has also said she's love to go. I know it isn't quite sun, sand and sangria, but it could be fun attempting to cram as many islands into a week as was physically possible AND sticking to a budget! LOL

    Oh please, please, can you take me and DD and the Dog with you? Sounds to me like a perfect holiday!!

    Andromache well done from me too!! :T
    bails wrote: »
    Oh wow, can anyone get those prices? It would be great to take the bikes and do a tour, wild camp etc :j Wish I could manage it now :rolleyes: but definitely one for the future. How do you feel about camping?

    Do you think we would all fit into my Clio? :D

    Whitewing: Just think that it makes space for something better to come. And that is something you duly deserve!

    Prudent: Wow - your win amounts look amazing. Well done!!! :j

    Ani*fan, Smartt21 and Wendywitch: BIG WELCOME! :hello:

    Brought DD home form the nursery and she didn't want to go to bed as she said she was hungry. So made her an egg and cheese on toast. Came upstairs to enjoy all your posts, forgot the time and then thought that house was quiet - too quiet. Went downstairs to have a look. DD had fallen asleep on the sofa and her food was on the sofa table untouched - bless. She is now tucked to bed.
    MrDT wrote: »
    Marru sorry to say I've no older brothers, I'm one of a kind :p How d'you know I'm not on the market for a sugarmommy though? :D;):p

    Ooh - thank you. Does warm the old heart it does. :o;)

    NYK: Thanks for the info about co-op. I have faithfully been using my card since last September without having a clue if it amounts to anything. I shall now exitedly wait to hear from them. So agree with you about DGD. Couldn't imagine trying to do half of the things that you are planning on doing with DD running rounds here.

    Mumzy: I hope you had a nice weekend with your sister.

    Bails: Great to hear that you are feeling better. Do you think you are up to rescuing the sunflowers. They are "dying to meet you". (Sorry - couldn't resist :o)

    Pirategirl: WHERE ARE YOU? WE MISS YOU? ARE YOU OK?

    FunBrum: Sorry to hear that you haven't been well but well done of making the brave jump. A friend of mine (year from retirement) left her long term job as she was getting so unhappy and landed within a week into her dream job that gives her more flexibility and more free time.
    sophiesmum wrote: »
    Frugal plans for today:
    • Need to nip to asda for a few bits for oldies tea tonight (might have a look for some of Draigs pizza mixes to add to stores)and pick up big pack of compost for frugalmum.
    • Need to nip to frugalmums to cut my brother's hair and deliver the compost.
    • Keep an eye on how decking is progressing and make brews for workmen.
    • Cook the tea for the oldies./recycle any leftover veggies for soup.
    Other than that will be a relaxing day:D Have a good day everyone.

    You call that relaxing?? Can't you bottle what it is you have? You'd make fortune!!

    Janey: OOOOUUUUCH!! x2 I hope you are feeling better today. Do you think all this is a sign to [strike]tell you[/strike] shout at you to spend some time on your bottom?

    Whitewing and Sophiesmum
    : What on earth is it with the crumbles!!! I need to find that crumble baking Irish vet soon!!! :p

    Jamiedodger: Welcome back :beer:
    No i used a husband ;)

    :rotfl::rotfl::rotfl:
    bails wrote: »
    I went to the gym this morning though and had a lovely swim, sauna, steam and jacuzzi :D

    Oooh - how loooovely!!! By the way I need to come and practise with your cats soon. Beware!!!

    Slowlyfading
    : WELL DONE!!! Go and get that chocolate to celebrate (oops - Sophiesmum beat me to it :p).
    whitewing wrote: »
    Oh Jumble-Bee, he's roaring with laughter at that one....

    Ummm - so was I :o

    Phui - I guess that was it. And I was away only for three days!!!

    Anyway. I had absolute magical time. The course was great and now I just need to practise. I will not include the cost of this trip into the challenge as consider it as an investment to my future. DD had great time at her Godmother's so much so that first 10 minutes when we left she was crying and said she doesn't want to go to Mummy's house - she wants to go back. All is well now anyway and she didn't make too much of a fuss on getting back in the end. I want to go and do the course again next year but haven't had the courage to ask DD's godmother if she wouldn't mind looking after DD again.

    Really tired now (have to admit that driving back from London this morning was a tough one as had difficulties staying awake :eek:). So need to go and find out which bookie has my money after the games during the weekdend so that can update my spreadsheet (one of the many).

    Take care everybody!!!

    Marru
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Welcome back Marru, we missed you:D
    How long did that post take to write?:eek: I have to do mine in bitesize chunks or forget what everyone has done:o

    Glad you and DD had a great weekend:D
    Reduce,re-use, recycle.






  • FunBrum
    FunBrum Posts: 716 Forumite
    Part of the Furniture Combo Breaker
    Bails and Marru.Thanks for your support and kind words.

    Did anyone watch the Dispatches, programme this evening on Channel 4? I couldn't believe how mad the couple were that threw out so much food every week. :eek: My OH and I were saying that that little lot could keep us going for a fortnight!:D

    I can't believe that there are still some people out there that haven't a clue how much they are paying for food!:confused: It's second nature to us frugalites!

    I was also watching the re-runs of 'The Good Life' I love it!:T That is my ultermate aim, to live off the land, as is the dream of a lot of you peeps.

    Has anyone popped over to the OS board and seen the threads where folks have been showing their veggie gardens? I don't know how to put it up on here, but if you haven't already seen it, go there, they are an inspiration.:T

    I will be sorting out car-bootie stuff that is in the shed tomorrow as well as taking up some of my back lawn to prepare for raised beds. OH doesn't mind as he says it's less for him to mow!:rotfl:
    Living a frugal retirement without treading on the planet :T
    Womble #17- £2,018.41 €2
    TURTLES NSD's 01/31
    FLC £3000/£2,328.12
    CCCC2016 #10 £19 monthly spends on clothes
    Wombled nectar points=728 Wombled Boots points=316
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Funbrum i have been trying to find pics of Mrs M'spatio garden , any idea which threads the photos are in??:confused:
    Reduce,re-use, recycle.






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