Live on £4000 for a year - Part 2

Ploddy

Like WOW, how many posts are put on this thread! :grouphug:

I've not really been on this thread before, I work silly shifts so don't get to go on here that often. I found this site by accident, I was told by a colleague, (who used to work in a bank) that I could reclaim my PPI from a loan I had going. I didn't believe him :rolleyes2 so I Googled it and found this site. :j

So to answer everyone, I've been around for a few weeks :hello: but mainly on the PPI boards.

Thanks for all the info above, I did look at the figures and was wondering how people could survive on £4K a year, I doubt I would though, with 2 adults and 3 kids, a car and a 25 mile round trip to work everyday. Am looking at maybe £5K PA, but will look more closely over the next few days.

mumzyof2

Thankyou everyone oh i forgot to add how old iam...im 20 but 21 next month

Marru

It was supposed to be NSD for me today but then I just had to go and buy some [STRIKE]chocolate[/STRIKE] food for my piggies. Managed to find a pot of soup whoopsied down to 50p so I know now what I shall have for lunch tomorrow. And I did this despite my DD telling me today when I was taking her to the nursery not to go shopping AGAIN but go and do some work instead. Mumzy - I will hit the big four oh next year :eek:. And I will start a college this year where everybody are going to be half my age. Oh well. Nothing else to report from here except I got few more years to live due to laughing so much in the bingo. Nyk's pselling was absolutely hilarious :rotfl:.

Night night everybody.

Marru

Mollymop5

I'm 37 and 2 days lol.

My challenge is for
1 adult
1 14 yr old Ds
1 5yr old DD
and a rabbit

I've got £4000 plus my child benefit.
I include everything apart from rent and council tax.I'm amazed at how ell I'm doing and how much I think now before spending.Can't believe were half way through nearly

whitewing

I'm 35 and old-at-heart, I think!

I was reading a thread over the past few days by a 21 year old fresh out of Uni whose mother wanted to start charging her rent, having spoilt her for years.

Anyway, I have already agreed with DS (currently aged 11) that when he is 13 I will pay him to help out in my business. He was of course interested in the pay.

Mindful of the thread, I said that it would be a very fair rate for the job, however, to prepare him for budgetting in real life, I would charge him one-third of his salary in board and lodging. He was incredulous and gave me a stare worthy of Anne Robinson before announcing that he would not be paying to live with his parents!

He has since decided that he may pay £2 per month, and if I don't like that then he's going to live with his grandparents!

He'll thank me one day!

Nigh, night, all

lingojingo

lingojingo wrote: »

Am awaiting a delivery from Mr T, only the 3rd one this year but I didn't get to town this weekend and had some e-coupons to use. Anyway, they rang to say they are running about 1hr 25 mins late and if it goes over 1hr 30 I won't be charged delivery! /quote]

Can't believe I'm still up, it's way past my bedtime in the week, but I've put away all the shopping, and shouldn't be charged delivery:D:j
I'm 49 :eek::eek::eek: and my children are 19 and 17, plus our cat is 5

looby-loo_2

Ploddy wrote: »

Thanks for all the info above, I did look at the figures and was wondering how people could survive on £4K a year, I doubt I would though, with 2 adults and 3 kids, a car and a 25 mile round trip to work everyday. Am looking at maybe £5K PA, but will look more closely over the next few days.

Hello and welcome. Most folk on here with children have £4000 + Child allowance, so you would have that x 3. I think you don't count travel to work or rent or council. Apart from that you can adapt it to suit. For instance, I don't count my DHs :beer: money. He spends more on :beer: than I do on food + household stuff.
I have a salary, he has a small pension and a small salary (works 1.2 days a week) so my personal challenge is not to spend ANY of my salary:j :j :j and to keep bills low enough to only spend his money:rotfl: :rotfl: :rotfl:
That looks bad, but my salary has paid/pays for putting four children through school and uni, and one of them will be at uni for 8 years and another 6 years.

looby-loo_2

Just re read. I'm two years from retiring but there is no way I will work in this job till I'm 60. I wouldn't last, I would be dead. So I shall bow out early and find a little job that isn't work IYSWIM
DH is over 60, then 23, 21, 18 and 16, the the animals - 9,6,3,2,2,1 or there abouts

sophiesmum_2

In our house there is me, OH and DD(16) and occasionally my DS(17).
DD has the family allowance and manages her own budget from that,so my challenge is £4000 for 3.5 adults but no pets;) as DD pays for frugal pony.

I'm 42:p

sophiesmum_2

Mollymop5 wrote: »

I'm 37 and 2 days lol.

My challenge is for
1 adult
1 14 yr old Ds
1 5yr old DD
and a rabbit

I've got £4000 plus my child benefit.
I include everything apart from rent and council tax.I'm amazed at how ell I'm doing and how much I think now before spending.Can't believe were half way through nearly

Happy belated birthday mollymop:beer: