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Live on £4000 for a year - Part 2
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The OIU sounds like a good idea, however if my daughter put one in my card my reaction would be based on what the IOU looked liked.
I imagine you dad knows you're currently trying to spend as little as possible, if my daughter wrote "IOU 1 present" on a piece of A4 lined paper which was folded in half and shoved in a card, I wouldn't appreciate it that much. :rolleyes:
However if it was the same card, but inside was an IOU with a short personal message written by her, on nice paper with sticky on detailing then it would look better, mean more because time and emotion has been put in to it, and I wouldn't need a present after this.:D
HTH Ploddy
Thanks for your input. I've not noticed you posting on this thread before - are you new on the boards?Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Sounds lovely SF. I'm sure your dad will love it. It's very true - I thought I was good with my money and this site has transformed me, particularly this challenge and the GC! I never thought I would be out of work so as you say, you never know when those skills might come in really handy; they've certainly helped me massively so that money doesn't need to be a big worry on top of everything else.The 1,000 Day Challenge:Feb 16, 2016500/30,000
1.67%0 -
Sounds lovely SF. I'm sure your dad will love it.It's very true - I thought I was good with my money and this site has transformed me, particularly this challenge and the GC! I never thought I would be out of work so as you say, you never know when those skills might come in really handy; they've certainly helped me massively so that money doesn't need to be a big worry on top of everything else.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Good Evening everyone,
Well I had my first NSD and my mum didnt even buy me anythingso i wasn't even cheating with the nsd.
Planted a potatoe in some mud lol in a black bucket and i will await it growing.
Going to get some grow bags tomorrow for tomatoes.
Hope everyone is okaySealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
Personally, I would find it beneficial to see how big each of the the challenger's households are.
£4K per year for one person is much easier than..
£4K per year for a family of 5 or 6.
When I started it was :
1 Adult
2 Children
1 Dog
2 Kittens
its now
1 Adult
3 Children
1 Dog
1 Adolencent Cat
1 PREGNANT Cat
So I know mine will now go over the £4k but I am trying to keep to it as much as possible, and know that I have the option of including the Child Benefit for the year into the Equation if need be.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
And I am £1620 for
1 adult
1 hamster
2 goldfishies
hmmmmm
except i hereby take that odd £20 off my target, its been bugging me! :rotfl:
off to change my sig now
oooh i can knock more off my UC/IB...... :jThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
My budget is for:
1 adult
1 three year old that eats almost as much as me
1 dog
4 guinea pigs
3 rats
If I fail I will blaim my tendency to spoil my animals (and not my addiction to chocolate :rotfl:)
Marru"Everything will be alright in the end. If it's not alright, it's not the end."
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My budget is for :
1 adult
1 four year old (4 next month)
1 two year oldSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
I haven't had time to catch up on the previous pages, so apologies if this has already been posted! But just in case, ebay is doing 5p listings on Thursday."Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0
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Am awaiting a delivery from Mr T, only the 3rd one this year but I didn't get to town this weekend and had some e-coupons to use. Anyway, they rang to say they are running about 1hr 25 mins late and if it goes over 1hr 30 I won't be charged delivery! Once I would have been annoyed, but now I'm willing them to be late - how sad is that?
Watch this space!0
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