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Live on £4000 for a year - Part 2

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  • Pirategirl
    Pirategirl Posts: 44 Forumite
    Hi all

    Blimey, I go away for 3 days and when I come back theres been talk of jaffa cake riots and all sorts!! (hee hee...)

    Hope everyone had a great weekend.
    Pirategirl says; 'He likes to butt things with his head...'
    Mortgage Free... Start date: 08/08/12 87426.26. 26/07/18 74937.61. Tilly tidiies starting July 19 - 0.64
  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    Mumzyof2,

    I don't include cigarettes in my budget, I do write down how much I spend on them a week (hoping it'll give me the kick I need to stop....still waiting:eek:).
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    I have decided that if i do buy cigs then i wont count them in this challenge.. I will go through my reciepts and deduct how much i spent off my total for this month. I am hoping to quit tomorrow..well i have zero money to get any with so guess i will have too
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Hi mumzy
    How did the swimming go??
    Reduce,re-use, recycle.






  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Prudent wrote: »

    For anyone interested in a small holding it is worth joining one of the many clubs around the country. You don't have to have land already and it would be really good preparation. I leanrt skills 20 years ago that I could still use today.


    I can second this.My parents are part of a local smallholders association and i regularly join them for egg shows, annual shows.They have visits to some really interesting places.They have guest speakers on practical stuff and a Friday night craft club where the ladies gossip over knitting, crocheting, cross stitch or just a cup of coffee while the gentlemen retreat to their play sheds outside :D .They're not all oldies either and their get togethers can be great fun.The knowledge between them can be an advantage too.
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    sophiesmum swimming was brilliant. I was holding my DS and i let go without him knowing and he floated by himself :) He wouldnt move his arms to make him move ..so he was shouting for me to get him once he realised he could not move to reach me :) Going to go next week..its only £3 and i dont pay for DS
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    mumzyof2 wrote: »
    sophiesmum swimming was brilliant. I was holding my DS and i let go without him knowing and he floated by himself :) He wouldnt move his arms to make him move ..so he was shouting for me to get him once he realised he could not move to reach me :) Going to go next week..its only £3 and i dont pay for DS

    Glad you had a good time:D if you take him regularly he will be swimming in no time.:D
    Reduce,re-use, recycle.






  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    sophiesmum Im going to be taking him ever tuesday or every other tuesday :)
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    i went out for dinner and dessert and wine and spent £12 shhhhhhhhhhhhhhhhhhh dont tell anyone

    :eek: eeeek tommorow i have to do sex education training :eek:

    :T but it is for my new part time job, going to be doing occasional evenings in a youth centre, not sure how often yet, we are sorting that out on thurs evening

    :rolleyes: OH NO guess that will mean i will miss most of the bingo, what a shame! :j
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    does everyone have a room that they all go in and meet up on and chat on bingo???
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
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