Sneaky ways to save the pennies

rosemary54

when both my watches batteries died on the same day I asked OH about new batteries as did not want to make the trip to nearest town (20 mile sround trip plus cost of parking) and pay around £5 per watch,he has ordered me some online at a cost of £1 each .........don't know where from (it was a firm that also sold office) but try a google search.

It will take him a couple of minutes to change them for me,something he is quite capable of doing despite a market trader who used to supply the battery for me saying you should not tamper with the watch(could he of been protecting his own interests???????)

culpepper

Talking of stamps, if you see one of those stamp booklets things lying on the pavement, check it to see if it is just the cover, twice I have found almost a whole book of stamps just lying there. I suppose someone has used one while going to the letterbox and then missed their pocket when putting them away.

zippychick

Someone mentioned calendars - a really good tip is to use the pictures for framed pictures - depending on the calendar they could even make brilliant presents!

I made my friends daughter framed bagpuss pics from my old bagpuss calendar.Dead cute.

Becky_2

I just wanted to share with you what happened to me today and if you are in the same situation you might save yourself more than a few pennies.

I recieved my first pay from my new employer today. I gave the payroll department my P45 so I just assumed that I would get put on to the correct tax code but I overheard some colleagues talking about that their tax seemed high and like me they had received their first pay today. Anyway I went to look at my payslip and I had been charged emergency tax (tax code BR) so the company had ignored using my tax code on my P45. My work colleagues had also been charged the BR rate.

After having rung the inland revenenue, they will now write to my employer and let them know what tax code I should be on so this will all be corrected on my next pay and I shall be getting the money back next month.

I have learnt an important lesson today by never assuming anything and always check your payslip properly. It might be worth checking yours too.

Becky

rosemary54

Becky_2 wrote: »

I just wanted to share with you what happened to me today and if you are in the same situation you might save yourself more than a few pennies.

I recieved my first pay from my new employer today. I gave the payroll department my P45 so I just assumed that I would get put on to the correct tax code but I overheard some colleagues talking about that their tax seemed high and like me they had received their first pay today. Anyway I went to look at my payslip and I had been charged emergency tax (tax code BR) so the company had ignored using my tax code on my P45. My work colleagues had also been charged the BR rate.

After having rung the inland revenenue, they will now write to my employer and let them know what tax code I should be on so this will all be corrected on my next pay and I shall be getting the money back next month.

I have learnt an important lesson today by never assuming anything and always check your payslip properly. It might be worth checking yours too.

Becky

my 2 student sons were also caught out like this,despite them filling in the correct forms before they worked for a few days in the summer sales they were charged emergency tax and when they tried to claim back from the inland revenue they were told they could not get it back till the end of the tax year even though they said they would not be earning their tax allowence in the year:mad::mad::mad: this took quite a lot out of what they earned and they coulod really have done with the money then,should be a way of tax for students and other temp workers to get refund quicker.(I gave up doing Christmas work because of this as was taxed at 2nd job rate)

mama67

rosemary54 wrote: »

when both my watches batteries died on the same day I asked OH about new batteries as did not want to make the trip to nearest town (20 mile sround trip plus cost of parking) and pay around £5 per watch,he has ordered me some online at a cost of £1 each .........don't know where from (it was a firm that also sold office) but try a google search.

It will take him a couple of minutes to change them for me,something he is quite capable of doing despite a market trader who used to supply the battery for me saying you should not tamper with the watch(could he of been protecting his own interests???????)

thanks for this have just checked my watch which died a couple of weeks ago, last time batterry cost me £5 to replace in a jewellers. Watch was a freeby, anyhow got 5 battereies with free p&p for £1 off €bay.

Mrs_Thrify

I saved pounds today by following through on Martins email news letter.
My home insurance is due soon so asked for quotes. I went with Direct line who are offering a 1/3 off on quotes up untill 30th November or saved quotes valid for 90 days. I saved £14.70 on last years price.

Thanks :money:

bloojeans

I put some value goods into brand labelled bags as O/H can be quite brand fussy. This can include Asda teabags into Yorkshire tea box, value biccys go straight into the biccy tin and value oven chips go straight into a McCains bag I have kept. He doesn't notice the difference at all.

I have just joined this site and i just love this artical above, it was part of a longer post, from this thread, absolutely brilliant,

thankyou

candygirl

bloojeans wrote: »

I put some value goods into brand labelled bags as O/H can be quite brand fussy. This can include Asda teabags into Yorkshire tea box, value biccys go straight into the biccy tin and value oven chips go straight into a McCains bag I have kept. He doesn't notice the difference at all.

I have just joined this site and i just love this artical above, it was part of a longer post, from this thread, absolutely brilliant,

thankyou

My SIL put value ketchup n brown sauce into Daddies, and HP bottles and my fussy Bro doesn't even notice:rotfl::rotfl::rotfl:

Becky_2

If you are at home in the morning during the week. BBC 1 is running a programme between 9.15 and 10 am called Rip Off Britain, lots of useful information being covered there about utility bills, the difference between 0845, 0844, 0800 phone numbers etc. It was shown for the first time this morning while I was doing my ironing.