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Barclaycard - declined and retained...?

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  • TFD_2
    TFD_2 Posts: 907 Forumite
    Exactly - I agree 100% (as before)... they bank would not say retain this card just for going £1 overlimit - it'd have to be either fraud, cancelled card or abuse of terms that would warrant such action.... :D

    Then what's the argument about !!!!!!? ;)

    I'm gonna go get some breakfast....
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    TFD wrote: »
    Then what's the argument about !!!!!!? ;)

    I'm gonna go get some breakfast....

    LOL, thought it'd stopped a couple of days ago - lol sorry :p

    Brekkie at this time? Its beer time mate (1pm).... :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • TFD_2
    TFD_2 Posts: 907 Forumite
    LOL, thought it'd stopped a couple of days ago - lol sorry :p

    Brekkie at this time? Its beer time mate (1pm).... :beer:
    Too much beer time last night meant 1pm brekkie time...
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    TFD wrote: »
    Too much beer time last night meant 1pm brekkie time...

    haha - that'll teach you! I was up at 4am for work so couldn't go out but tonight, well thats a different story! Got the daughter coming to visit (from uni) so good excuse to go and get [STRIKE]her[/STRIKE] rat arsed! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • keadd
    keadd Posts: 96 Forumite
    I work in a merchant (a large PLC company) and we use HSBC for our card transactions. If they ask us to retain a card, which is never the customers property as they all belong the the isuing bank, they pay the individual cashier that retains the card £50!!!!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    keadd wrote: »
    I work in a merchant (a large PLC company) and we use HSBC for our card transactions. If they ask us to retain a card, which is never the customers property as they all belong the the isuing bank, they pay the individual cashier that retains the card £50!!!!

    Yup - it aint just you either! Its across the board by all banks - as already stated here (2 pages back lol): #52

    :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Degenerate
    Degenerate Posts: 2,166 Forumite
    TFD wrote: »
    In probably 90% of situations where you're asked to retain, it's as the card has been reported stolen.

    So on the flip side, when it's not just some bank mix-up, they're asking cashiers to confiscate something off a potential criminal. And still you think this is a reasonable practice? Don't you think the police should be involved rather than putting the cashier at risk?
  • TFD_2
    TFD_2 Posts: 907 Forumite
    Degenerate wrote: »
    So on the flip side, when it's not just some bank mix-up, they're asking cashiers to confiscate something off a potential criminal. And still you think this is a reasonable practice? Don't you think the police should be involved rather than putting the cashier at risk?

    No it seems fine to me.

    Most crims would just GTFO rather than argue for the card back.
  • orc_2
    orc_2 Posts: 563 Forumite
    TFD wrote: »
    Most crims .

    And this means what exactly? Hardly helpful.
    Please ignore those people who post on this forum who deliberately try to misinform you. Don't be bullied by them, don't be blamed by them. You know who I mean.
    You come here for advice, help and support- thats what I and like minded others will try to do.
  • TFD_2
    TFD_2 Posts: 907 Forumite
    orc wrote: »
    And this means what exactly? Hardly helpful.

    Slightly confused why you're trawling through all my posts trying to pick fault!

    Anyway, in case you're a little slow, I'll re-word that sentence for you:

    Most bad men who have done naughty things and taken the nice man's credit card without his permission would just run run run, right out of the shop in case the nee naw's come rather than than say "Please Mr shop keeper, can I have my card back?"
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