Barclaycard - declined and retained...?

never-in-doubt

TFD wrote: »

If it was me working in the shop, I'd like to see you successfully getting me to hand the card back to you...

It'd be quite easy actually.... when the guy has you round the throat, your managers first instinct and duty is to protect you - the employee. In which case, 99% of the time they will instruct you to return the card to the owner if things are getting out of control.

Bottom line is you're there to do a job, not take a beating over a card that has nothing to do with you. You will not be done by the bank for giving it back, yea you won't get the £50 reward if it was stolen etc but trust me, most managers would tell you to return the card to avoid any violence/conflict in the store in front of other customers.....

So yea, i'd say i'd have a very high (99%) chance of getting it back from you if you worked in a shop and that happened.....

(nah nah, nah nah nah!) :rotfl:

NickX

never-in-doubt wrote: »

So yea, i'd say i'd have a very high (99%) chance of getting it back from you if you worked in a shop and that happened.....

(nah nah, nah nah nah!) :rotfl:

Yep, I would think anyone attempting to retain my card would have to be pretty committed to their job (and the £50 bonus) to succeed.

All the people quoting that the card is the property of the card issuer and that the shop has a right to retain it are not really considering the reality of a confrontation with a angry 6ft + male who is not prepared to leave the shop without his card

dzug1

NickX wrote: »

Yep, I would think anyone attempting to retain my card would have to be pretty committed to their job (and the £50 bonus) to succeed.

All the people quoting that the card is the property of the card issuer and that the shop has a right to retain it are not really considering the reality of a confrontation with a angry 6ft + male who is not prepared to leave the shop without his card

Well the reality is you are a bully who is prepared to break the law and use force or at least the threat of force to get his way. You've tried denying that in your posts but seem finally to have admitted it here.

Maybe you should try anger management therapy:mad:

never-in-doubt

dzug1 wrote: »

Well the reality is you are a bully who is prepared to break the law and use force or at least the threat of force to get his way. You've tried denying that in your posts but seem finally to have admitted it here.

Maybe you should try anger management therapy:mad:

Not at all - a bully is not someone that requests their card back from a shop assistant who has no legal right to retain the card in the first place.

They are 'asked' by the lender to retain it, there is no legal guidance to do so therefore a simple threat of tearing a head off should suffice - failing that you can physically remove the card from their possession.

I am 5'10" small and not a bully but started this point, so your logic makes no sense and instead bears some sort of grudge to Nickx which isn;t the point really is it?

NickX

dzug1 wrote: »

Well the reality is you are a bully who is prepared to break the law and use force or at least the threat of force to get his way. You've tried denying that in your posts but seem finally to have admitted it here.

Maybe you should try anger management therapy:mad:

No I am not a bully and if you actually knew me you would be aware of that.

I never mentioned using force or breaking the law. Indeed, generally I am law abiding, although I am sure everyone has the occasional breach of the law (never break the speed limits on your way to work ??)

However I am assertive and am prepared to confront if I feel I am not being treated as I would expect.

Many people do not like confrontation and as a result they are miss-treated often by corporations such as Banks and Retailers. I simply stand up for the consumer (as you would know by reading my posts on here) and I would simply say to people, "If you are not happy with a particular situation then say so and make your point coherently and assertively". If you think that is bullying then that is your perogative and I would simply disagree.

never-in-doubt

NickX wrote: »

No I am not a bully and if you actually knew me you would be aware of that.

I know you're not a bully, uncle Nick (lol)

marksoton

Bit of a mixed one this. The card issuer has always retained the card as their property. However in these days of increased fraud i am not sure i would be happy to surrender a card to any retailer, or for that matter any third party.

I guess the only middle ground is to speak to the card issuer before leaving the premises. Not ideal and not always practical.

Is it really that common for a well run account to have the card not only declined but also retained though !!?

I posted only a few days ago having had my lloyds card refused on security grounds, but it was always returned to me....

NickX

never-in-doubt wrote: »

I know you're not a bully, uncle Nick (lol)

Thanks :beer:

If you want to talk about bullys just have a look at some of the collections departments of our favourite Card Providers and their DCA mates. Threats to send heavies round to remove property and make you bankrupt all because you are a few days late with a payment. You just need to read a few stories on here. Thats bullying IMO.

never-in-doubt

NickX wrote: »

Thanks :beer:

If you want to talk about bullys just have a look at some of the collections departments of our favourite Card Providers and their DCA mates. Threats to send heavies round to remove property and make you bankrupt all because you are a few days late with a payment. You just need to read a few stories on here. Thats bullying IMO.

I totally agree - as you know i'm also pro consumer and anti lenders (or bullies) and some of their tactics are shocking to say the least! :eek:

Degenerate

TFD wrote: »

You're all paranoid. It's not up for the shop to pass the phone over to you to talk to them! If you want proof, then ring the card issuer yourself.

Paranoid? Members of my family have been subject to credit card fraud that was definitively linked to till workers skimming cards. See here:

http://www.theregister.co.uk/2006/05/08/shell_suspends_chippin/