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Premium Bond Winner ?

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  • Slinky
    Slinky Posts: 11,041 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 6 June 2024 at 2:52PM
    I've just checked my spreadsheet as it's 5 years that both OH and I have both had a full holding. In that time, I've averaged £90 a month, and he has £103. Which seems quite a difference over 60 draws. We all know that every bond has an equal chance of winning (or not), but I'm beginning to wonder if his small number of big blocks, as opposed to my fairly significant number of small blocks and just a few big blocks has any bearing on our differing success rates. Probably not, but it does make me wonder.

    I think we may both have had one £500 prize, but nothing larger than that for either of us.
    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



  • GlasgowExpat2
    GlasgowExpat2 Posts: 256 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    £100 on holding of £7k, same in May 
  • Eirambler
    Eirambler Posts: 155 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Hi - looking for some advice regarding Premium Bonds. 

    I had a decent win this month - 6 prizes for a total of £275. Just one slight problem, I have set my account to reinvest winnings but was only £225 under the max of £50k at the time of the draw.

    So £225 has been reinvested to take the total up to £50k, but there's no information on the account about what happened to the other £50 (2 x £25 wins).

    I have since withdrawn £2k into a 5.06% savings account I have to avoid this happening again. That has come through, but still no sign of the £50 I won. I assumed it would just appear in my current account by now but starting to worry that it won't at this stage! Anyone been in this position before that can advise how to sort it? Thanks.
  • poppystar
    poppystar Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Eirambler said:
    Hi - looking for some advice regarding Premium Bonds. 

    I had a decent win this month - 6 prizes for a total of £275. Just one slight problem, I have set my account to reinvest winnings but was only £225 under the max of £50k at the time of the draw.

    So £225 has been reinvested to take the total up to £50k, but there's no information on the account about what happened to the other £50 (2 x £25 wins).

    I have since withdrawn £2k into a 5.06% savings account I have to avoid this happening again. That has come through, but still no sign of the £50 I won. I assumed it would just appear in my current account by now but starting to worry that it won't at this stage! Anyone been in this position before that can advise how to sort it? Thanks.
    It’s still only the 7th of the month, payment into current accounts usually happens around 8th to 10th in my experience so maybe wait a few days more before contacting them. 
  • mr_sharma
    mr_sharma Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    £550 this month on 37.5k holding. 
  • Eirambler
    Eirambler Posts: 155 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    poppystar said:
    Eirambler said:
    Hi - looking for some advice regarding Premium Bonds. 

    I had a decent win this month - 6 prizes for a total of £275. Just one slight problem, I have set my account to reinvest winnings but was only £225 under the max of £50k at the time of the draw.

    So £225 has been reinvested to take the total up to £50k, but there's no information on the account about what happened to the other £50 (2 x £25 wins).

    I have since withdrawn £2k into a 5.06% savings account I have to avoid this happening again. That has come through, but still no sign of the £50 I won. I assumed it would just appear in my current account by now but starting to worry that it won't at this stage! Anyone been in this position before that can advise how to sort it? Thanks.
    It’s still only the 7th of the month, payment into current accounts usually happens around 8th to 10th in my experience so maybe wait a few days more before contacting them. 
    Thanks for this, it was indeed just me being impatient, they've shown up this morning!
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I am slowly building up my premium bonds pot, I have £1000 Although I think the first draw for this will be July, I did have £100 before and won zilch - but I wouldn't expect to win a huge amount with only £100/ Next month £1000. But I want to join in. I am impressed with some of the wins on here. Since I had £25 - £50- £100 - £1000 I have won nothing. I have had more in holding in the past and won very little but I am keen to build up and try again. 
  • mebu60
    mebu60 Posts: 1,645 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I am slowly building up my premium bonds pot, I have £1000 Although I think the first draw for this will be July, I did have £100 before and won zilch - but I wouldn't expect to win a huge amount with only £100/ Next month £1000. But I want to join in. I am impressed with some of the wins on here. Since I had £25 - £50- £100 - £1000 I have won nothing. I have had more in holding in the past and won very little but I am keen to build up and try again. 
    With the 'average' return around 4%, on £1000 you could statistically expect one or at a push two £25 wins a year. 

    Keep on building up your stake. Each individual bond has a 1:21000 chance of winning a prize.

    There's always hope. A £100k winner this month only had a £300 holding. 
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    mebu60 said:
    I am slowly building up my premium bonds pot, I have £1000 Although I think the first draw for this will be July, I did have £100 before and won zilch - but I wouldn't expect to win a huge amount with only £100/ Next month £1000. But I want to join in. I am impressed with some of the wins on here. Since I had £25 - £50- £100 - £1000 I have won nothing. I have had more in holding in the past and won very little but I am keen to build up and try again. 
    With the 'average' return around 4%, on £1000 you could statistically expect one or at a push two £25 wins a year. 

    Keep on building up your stake. Each individual bond has a 1:21000 chance of winning a prize.

    There's always hope. A £100k winner this month only had a £300 holding. 
    Thank you mebu60. 
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