Premium Bond Winner ?

abgrad

justwantedtosay said:

£25 on full holding!
I've kept a spreadsheet since the start of 2022 and colour coded each month's winnings Black for about what's expected with average luck, Green for better and Red for worse - currently £100 to 175, £200 or more, and £75 or less respectively. I've never had a single green month, but 5 red months and only £875 in 2023 - it 'should' be about £1,350 for the £25-100 prizes; I don't expect to ever win anything more than £100. 2022 was 10 black and 2 red. Even if I were to win 5 prizes in December I'd still have fewer than last year despite the odds improving, though in 2022 every prize was just £25 and I was still behind the going rate.
Perhaps I should call it a day.

Well, ultimately some people have to do more poorly so that others can get better than the average odds and I think that is you and me. 😂
I am on £1000 for the last 12 months (helped by £200) from this draw. Admittedly I’ve not been the full holding the entire time but have always been over £35k and for quite a few months close to the £50k. 

I keep thinking about putting money in a savings account instead but unusually for me I will be a higher rate tax payer this tax year I think (need to work it out as higher rate is different where I am in Scotland but I believe the figures for rest of uk are used when calculating tax banding in relation to tax on interest). 

I do regret not opening an Isa for last tax year! Plus I do wonder if I would do just as well at “winning” even if I take out £20k 😂 

SandyN21

£175 (3 x £50 + £25) max holding

2023

£  25  Jan 

£ nil    Feb

£225  March  (2 x £100 + £25) 

£  25  March  (additional draw) 

£  75  April  (£25 + £50) 

£  25  May

£  50  June

£  50  July  (2 x £25) 

£100  Aug

£175  Sept  (£100 + £50 + £25) 

£150  Oct  (£100 + £50) 

£175  Nov (3 x £50 + £25) 

total so far for 2023 = £1,075

cymruchris

£100 this month on a full holding...

Dec 22 - £75
Jan 23 -£225
Feb 23 - £50
Mar 23 - £125
Apr 23 - £225
May 23 - £150
Jun 23 - £25
Jul 23 - £150
Aug 23 - £ No win
Sep 23 - £200
Oct 23 - £50
Nov 23 - £100

£1325 for the rolling year... 2.65% 

Nebulous2

£200 this month 2 X £100 on £30k. 

longleggedhair

£50 this month on a £3500 holding. Since January had a total of £125 so can’t complain. Slowly trying to drag my balance back up month by month after having to withdraw my full holdings at the end of last year.

mr_sharma

£425 last month.
Nothing this month.

On full holding. 

Sg28

£275 on full holding 

GrubbyGirl_2

£200 on full holding

£2,450 so far this year (4.9%)

Chloe_G

Zero - on full holding.

provista_2

£175 this month on 28k 1 x£100 1 x£50 1 x £25