Premium Bond Winner ?

DJSINGH

RosieRooBear said:

Nikkster said:

DJSINGH said:

I put X amount of money into the bonds on 1st Sep. However, it says the first draw is November because you have to wait a full calendar month. Does it now make sense to withdraw and put back in around the end of September? In the mean time, I can earn interest on a current account. Have I understood right?

Actually, if you've not already withdrawn... I think they cancel the oldest bonds first? So the ones you just bought will still wait for the Nov draw.

I'm sure someone will correct me if I'm wrong (and apologies if that's the case)

You’re right, the oldest bonds get cashed first, but they do have an online form to request specific bonds to be cashed. I used it last month as I wanted to leave a £25 bond from 1985 in the draw (sentimental reasons, as it was one I had given to me in my younger years, although I’ve never won anything on it). It was very quick, requested withdrawal day after the draw and money was in my bank account two days later.

Thanks both. I had some that are eligible for October so I filled the form for the latter bonds. I wouldnt have found this if you both hadnt mentioned! It does say up to 8 days to clear though..!

RosieRooBear

@DJSINGH, I’ve withdrawn twice and both times I’ve received the funds within two days even though I had the message saying up to 8 days to clear, so hopefully it will be the same for you 🤞

MallyGirl

4 x £50 + 1 x £25 on £46k holding (which started in January)

arthurdick

£325 this month.  On Max holding.

So far my first 7 draws have given me

March  £75
April   £350
May   £425
June  £225
July   £150
Aug   £300
Sept  £325

viccdee

It is dispiriting reading how much others with a full holding have won. My FH has so far given me a pathetic return. My first draw was in February:


Feb: £25
Mar: £150
Apr: £100
May: £175
Jun: £50
Jul: £0
Aug: £150
Sep: £125

Running total: £775 (= annualised interest rate of 2.3%)

Swipe

viccdee said:

It is dispiriting reading how much others with a full holding have won. My FH has so far given me a pathetic return. My first draw was in February:


Feb: £25
Mar: £150
Apr: £100
May: £175
Jun: £50
Jul: £0
Aug: £150
Sep: £125

Running total: £775 (= annualised interest rate of 2.3%)

You are not alone. Mine hasn't been great either apart from a £300 prize in July's draw.

viccdee

Ps. I know it's supposed to be totally random luck but it still seems odd that some people appear to be winning consistently, significantly higher amounts. Or is it just that all the others like me are keeping quiet ?! If so, let me know because "misery loves company"

Swipe

viccdee said:

Ps. I know it's supposed to be totally random luck but it still seems odd that some people appear to be winning consistently, significantly higher amounts. Or is it just that all the others like me are keeping quiet ?! If so, let me know because "misery loves company"

I don't know, Still a few people posting no win on a full holding this month.

thegentleway

viccdee said:

It is dispiriting reading how much others with a full holding have won. My FH has so far given me a pathetic return. My first draw was in February:


Feb: £25
Mar: £150
Apr: £100
May: £175
Jun: £50
Jul: £0
Aug: £150
Sep: £125

Running total: £775 (= annualised interest rate of 2.3%)

You're luckier than me - I'm on 2.1% annualised

Sep £0
Aug £125
Jul £100
Jun £25
May £125
Apr £150

Still, we're both incredibly lucky to have full holdings. Bear in mind that 1.85 billion people (26% of the global population) lived below the threshold of $3.65 a day and 3.71 billion (46% of the global population) lived below the threshold of $6.85 a day in 2022...

gwapenut

Just a question, we have withdrawn premium bonds but hit the "close my account" button by mistake.

Does anyone know what happens? Do they just leave your old holders number and login details with £0 bonds, and you an later buy some more, or are you eradicated from their systems?