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Premium Bond Winner ?

18778788808828831095

Comments

  • Sarahspangles
    Sarahspangles Posts: 3,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    auser99 said:

    And say the individual who holds the PB is a 40% tax payer.  Then that 6% figure very quickly moves back towards the average luck yield a holder would have anyway.
    Factor in too that there are people with significant savings - for example from pension lump sums, inheritance or a house sale - who need to spread this about to ensure they have FSCS cover. Once you’ve used up your ISA allowance and taken advantage of the more competitive interest rates from the banks you’ve actually heard of, PBs become the logical next choice.
    Fashion on the Ration
    2024 - 43/66 coupons used, carry forward 23
    2025 - 62/89
  • strawb_shortcake
    strawb_shortcake Posts: 3,549 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I read once that the luckiest bond has won 4 times. 
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • kipsterno1
    kipsterno1 Posts: 486 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Primrose said:
    I,m wondering if anybody on here has had the same premium bond winning twice . A pretty unlikely possibility I would suspect.  In view of the randomness of thwt happening, perhaps any such winner should qualify for a bonus prize!   I have a block of £10k and have had one or two relatively near misses, over the years, within 100 digits of each other.
    I have two bonds that have won two prizes. It's a big spreadsheet. 
  • pbcpdeveloper
    pbcpdeveloper Posts: 121 Forumite
    Fifth Anniversary 100 Posts
    auser99 said:
    Primrose said:
    I,m wondering if anybody on here has had the same premium bond winning twice . A pretty unlikely possibility I would suspect.  In view of the randomness of thwt happening, perhaps any such winner should qualify for a bonus prize!   I have a block of £10k and have had one or two relatively near misses, over the years, within 100 digits of each other.
    Silly question,  but is that easy to check?
    I don't think I've ever noticed which single bond has won a prize on any confirmation email or taken a note down from the website.
    Let alone filed them for years and years?
    Surprisingly it happens every month.



  • RedImp_2
    RedImp_2 Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
  • reeso
    reeso Posts: 6 Forumite
    Part of the Furniture First Post Combo Breaker
    Nothing won - max holding  :'(
  • Stargunner
    Stargunner Posts: 1,042 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    edited 10 July 2023 at 1:56PM
    RedImp_2 said:
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
    I can’t believe how many people don’t check them. It’s all part of the excitement checking the app to see how many prizes you have or haven’t won.
  • wowow
    wowow Posts: 9 Forumite
    Second Anniversary First Post
    It's exciting to check the app.
    It's exciting to find the money in your account. 
    It's exciting to get the email. 
    It's exciting to check just before midnight.
    It's exciting,  or not...
  • Mee
    Mee Posts: 1,515 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 July 2023 at 3:49PM
    reeso said:
    Nothing won - max holding  :'(
    Ditto! Won on average £200/month for most of 2023 thus far, but nothing this month.
    Free thinker.:cool:
  • RedImp_2
    RedImp_2 Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    RedImp_2 said:
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
    I can’t believe how many people don’t check them. It’s all part of the excitement checking the app to see how many prizes you have or haven’t won.
    Is it not as exciting checking your online banking 🤷🏻‍♂️
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