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Premium Bond Winner ?

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18788798818838841080

Comments

  • reeso
    reeso Posts: 6 Forumite
    Part of the Furniture First Post Combo Breaker
    Nothing won - max holding  :'(
  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 10 July 2023 at 2:56PM
    RedImp_2 said:
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
    I can’t believe how many people don’t check them. It’s all part of the excitement checking the app to see how many prizes you have or haven’t won.
  • wowow
    wowow Posts: 9 Forumite
    Second Anniversary First Post
    It's exciting to check the app.
    It's exciting to find the money in your account. 
    It's exciting to get the email. 
    It's exciting to check just before midnight.
    It's exciting,  or not...
  • Mee
    Mee Posts: 1,489 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 July 2023 at 4:49PM
    reeso said:
    Nothing won - max holding  :'(
    Ditto! Won on average £200/month for most of 2023 thus far, but nothing this month.
    Free thinker.:cool:
  • RedImp_2
    RedImp_2 Posts: 554 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    RedImp_2 said:
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
    I can’t believe how many people don’t check them. It’s all part of the excitement checking the app to see how many prizes you have or haven’t won.
    Is it not as exciting checking your online banking 🤷🏻‍♂️
  • PixelPound
    PixelPound Posts: 3,059 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 10 July 2023 at 7:41PM
    Mee said:
    reeso said:
    Nothing won - max holding  :'(
    Ditto! Won on average £200/month for most of 2023 thus far, but nothing this month.
    On max holding you should expect to win zero around 1 in 10 draws. Given that the average pay-out based on July's numbers is £125 for someone with max holdings, I would say for most of 2023 you've been above average, getting above easy access rates.

    Looking at July's draw of £1000+ prizes (its the info NS&I publish that include bond value and holdings value). Of the 17606 prizes, when looking at total holdings, 8664 (49.2%) of the winners held £49,900-£50k, compared to just 158 went to those with a total holdings of £9900-£10K. Sure anyone with full holding are likely on average to win 5 times as many prizes as someone with £10K, but it seems to indicate that a lot of people with full holdings.

  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    RedImp_2 said:
    RedImp_2 said:
    Hadn’t previously checked but in my bank I have 2 x £100 on max.  
    I can’t believe how many people don’t check them. It’s all part of the excitement checking the app to see how many prizes you have or haven’t won.
    Is it not as exciting checking your online banking 🤷🏻‍♂️
    Maybe, but you have to wait around 5 days longer for it to show in your bank 
  • Mee
    Mee Posts: 1,489 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just to flag The Guardian survey on big PB winners:

    Tell us: have you ever won a large prize by investing in Premium Bonds?


    Have you ever won a large prize (£50,000 or more) by investing in Premium Bonds? Perhaps you have even won the £1m jackpot? Or have you held Bonds for more than 50 years and never won anything?

    We’d like to know how much you won, and how long you had been investing in Bonds for, when you won, and what you spent the money on. Or if you have held bonds for more than 50 years, please let us know how long you have held them for?

    Share your experience

    You can tell us about your Premium Bond winnings using this form. 



    Free thinker.:cool:
  • Swipe
    Swipe Posts: 5,648 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Mee said:
    Just to flag The Guardian survey on big PB winners:

    Tell us: have you ever won a large prize by investing in Premium Bonds?


    Have you ever won a large prize (£50,000 or more) by investing in Premium Bonds? Perhaps you have even won the £1m jackpot? Or have you held Bonds for more than 50 years and never won anything?

    We’d like to know how much you won, and how long you had been investing in Bonds for, when you won, and what you spent the money on. Or if you have held bonds for more than 50 years, please let us know how long you have held them for?

    Share your experience

    You can tell us about your Premium Bond winnings using this form. 



    Guardian data harvest. Nice try.
  • abgrad
    abgrad Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    If I don’t get like £300 in this months draw I think I’m going to have to get some money out!

    I’ve got £50k in and have been getting less than £100 a month for a few months, sometimes nothing though some of these months I had £30 something k in so not full amount. But I see other people on here say for example that they only got £50 last month and they have been getting in the £200s for months and they don’t have the full amount in and that makes me feel a bit rubbish. I know I should have money in an ISA and am falling victim to the luck aspect of premium bonds. 

    I don’t have any money in an ISA so should put money in that but I just worry about the notice period/penalty to get money out for fixed term ISAs as I’m not sure if I’m going to sell my place/buy a better place so my finances aren’t that predictable. 

    Well I hope we are all lucky this month! 
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