Premium Bond Winner ?

fly-catchers

3 x £25 on 50k

Bravepants

My 12 month performance on PBs.

Columns are:

Month     Winnings    Running total of holdings

Feb-21	£50	£10,000
Mar-21	£0	£10,000
Apr-21	£0	£10,000
May-21	£0	£10,500
Jun-21	£0	£17,175
Jul-21	£0	£19,675
Aug-21	£25	£21,275
Sep-21	£0	£22,875
Oct-21	£0	£23,875
Nov-21	£0	£23,875
Dec-21	£25	£23,875
Jan-22	£25	£23,875

As of this month total winnings over previous 12 months: £125

Average holding over previous 12 months: £18083

Equivalent interest rate: 0.69%

HuskerDu

4 x £25 on max holding.  My best month ever.

Currently on 0.98% for the last 12 months.

onthebench

After 2 x £25 in December, nothing for me this month despite adding over £6k to my holding. From Feb I will have the max holding eligible for the draw so hopefully my wins will pick up again...

onthebench

mummytummy said:

Absolutely nothing since May 2020, 20k holding 

Are you sure you have your details correct and up to date? According to the calculator even after 18 months there is only a 1 in 34,000 chance of winning nothing, assuming you have had £20k invested for all that time, and you say you have now won nothing for 20 months. It's possible but extremely unlikely, and far more likely there is an error somewhere.

If you got to 24 months with no win that would be a 1 in 1,102,669 chance. You "should" be getting a prize roughly every couple of months with average luck so if I were you I really would be double checking that all your details are correct. Have you set up a bank account for prizes to be paid into?

becky_rtw

Nothing for me on £28k ish.
Nothing for OH on 9.5k. 

I did get £50 last month, can remember if I reported or not. 

What do those with max holdings do to minimise the temptation to spend the small winnings? Surely the point of it is to reinvest them somewhere or are you just holding out for a big win? 

uss_tish

July - Oct 21 - 2 x £25 on £10,000.
Nov & Dec 21 - max holdings - nothing in Nov and 1 x £25 in Dec.

Hoping my fortunes improve in 2022

Shineyhappy

becky_rtw said:

Nothing for me on £28k ish.
Nothing for OH on 9.5k. 

I did get £50 last month, can remember if I reported or not. 

What do those with max holdings do to minimise the temptation to spend the small winnings? Surely the point of it is to reinvest them somewhere or are you just holding out for a big win? 

I got £75 on £50k, not sure about DH yet.

I put my into my S&S ISA or pension depending on my mood. I personally feel that the money should be reinvested somehow. I did get £500 one month but DH asked if he could use it for a large house project, but I wouldn’t just buy a takeaway or something small 

strawb_shortcake

becky_rtw said:

Nothing for me on £28k ish.
Nothing for OH on 9.5k. 

I did get £50 last month, can remember if I reported or not. 

What do those with max holdings do to minimise the temptation to spend the small winnings? Surely the point of it is to reinvest them somewhere or are you just holding out for a big win? 

I used to have my winnings paid into a current account (not my main one) but found it would just get lost.
Now I have it paid into a building society account, it was earning 1% at the time but down to .3% at the moment. 

Swipe

£175 on max holding   (long term avg 1.45%)

£0 on the other max holding   (long term avg 0.78%)