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Premium Bond Winner ?

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Comments

  • cattie
    cattie Posts: 8,841 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just one £25 prize this month on my £40+k holding. 
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
  • £50 on £43k+
  • josh33
    josh33 Posts: 34 Forumite
    Second Anniversary 10 Posts Name Dropper
    Me £0 and the wife £25 on our respective max holdings. Another poor month. 

  • eskbanker
    eskbanker Posts: 37,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Langtang said:
    Is there a "formula" for buying? One big block, or a few smaller ones? All blocks in the same month, or spread over a few months?
    It makes absolutely no difference (other than the fact that staggering purchases over multiple months lowers your chances by virtue of missing some draws), so ignore any old wives tales to the contrary....
  • 2nd £25 win for me this year. None prior to 2021.

    Current holding is £6800. I add £100 to my bonds monthly by standing order (started in 2016 and have increased monthly savings over that period, with an occasional small lump sum). 

    Is this a normal range to win in based on my holding? Not complaining, just wondering.
  • to state the bleeding obvious, if the average gain is 0.9% over a year, means that some people are going to get above this and many more will achieve less. personally im gonna keep my £5000 in cos im sure im gonna win 1 million next month
  • eskbanker
    eskbanker Posts: 37,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    to state the bleeding obvious, if the average gain is 0.9% over a year, means that some people are going to get above this and many more will achieve less.
    Not really, the fact that 0.9% is the median return should theoretically mean that the same number should be higher than lower.  However, much depends on how many actually achieve exactly that 0.9%, i.e. how wide that band is....
  • sonny55
    sonny55 Posts: 116 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    50 pounds on full holding !!
  • £25 win from my £10k holding. 1st win in a while.... 
  • molerat
    molerat Posts: 34,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 August 2021 at 4:16PM
    Good month, 2 x £25 & 3 x £25 between Mrsm & me on £13K & £21K  :)
    2 of my winnings from batches bought in the past few months - one being its first outing - and one from my 1994 vintage buy.
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