Premium Bond Winner ?

westv

taylornj wrote: »

Nothing on £50k this month.

Nothing from a total of £75k here (£45k + £30k)

WorldTraveller_2

2 x £25 on £12k here this month. Very pleased as I had £25 last month as well, so have won both months since I increased my holding from £7k to £12k.

CatLady13

3rd month of holding £50k and won £25 again. That!!!8217;s £25 every month which is a poor return!

JohnLondon

Nothing on £20k

Slinky

£25 each for OH & I on combined £80K

inflationbuster

Mar £125 on £50K. Yielding 0.9% (£450) this financial year.

Previous wins
2018: Jan £100, Feb £25
2017: Dec £25, Nov £75, Oct £25

AnotherJoe

CatLady13 wrote: »

3rd month of holding £50k and won £25 again. That!!!8217;s £25 every month which is a poor return!

That shouldn't be a surprise. PB's do provide a poor return.

PeacefulWaters

AnotherJoe wrote: »

That shouldn't be a surprise. PB's do provide a poor return.

Better than the average easy access savings account.

Similar to a Best Buy easy access savings account.

(Based on average PB return)

eskbanker

PeacefulWaters wrote: »

AnotherJoe wrote: »

CatLady13 wrote: »

3rd month of holding £50k and won £25 again. That!!!8217;s £25 every month which is a poor return!

That shouldn't be a surprise. PB's do provide a poor return.

Better than the average easy access savings account.

Similar to a Best Buy easy access savings account.

(Based on average PB return)

As ever, it's that word 'average' that leads to so much debate on this topic!

Average luck would deliver £150 of prizes for £50K over three months (a 1.2% annualised return based on median average rather than the 1.4% mean average return) but it's an 86.5% chance of winning at least £100, so CatLady13 fits within the unluckiest 13.5% and therefore does indeed have a poor return relative to most holders of £50K worth of PBs....

Snapdragon

eskbanker wrote: »

As ever, it's that word 'average' that leads to so much debate on this topic!

Average luck would deliver £150 of prizes for £50K over three months (a 1.2% annualised return based on median average rather than the 1.4% mean average return) but it's an 86.5% chance of winning at least £100, so CatLady13 fits within the unluckiest 13.5% and therefore does indeed have a poor return relative to most holders of £50K worth of PBs....

That suggests I've had a lucky run recently then:j
Feb 4 x£25, Mar 4 x£25, Apr 4 x£25, fingers crossed for May but that may well be it. As you've pointed out the return isn't great but the monthly have I 'won' anything is more interesting than cash sitting in equally low interest account, perhaps time to switch some to a S&S ISA.