Premium Bond Winner ?

missmilly

2 x £25 for me on £40k holding, nothing for DH on £10k though.

bowlhead99

easilyparted wrote: »

Try Irish Prize Bonds, slightly better odds than Prem Bonds though still crap returns.

Actually the odds are worse now - 1.25% return on every €6.25 ticket and maximum prize only €1million not £1million. UK gives a 1.35% return.

One small advantage of the Irish ones would be lower minimum purchase (€25 vs £50 in UK). One major disadvantage would be exchange rate risk - since 15 October, a hundred Euros has gone from being worth £80 to just under £78.50. That's your expected return for more than a year, lost in about a fortnight.

TonyMMM

2 x£25 for me.
My overall return over the past 2 years is running at 1.24%, tax free, which compares OK with a savings account with relatively easy access, so happy to keep as a small part of a portfolio for the moment.

Mee

Since 2009 I've won on average £25 monthly/bimonthly. This month on the old max. holdings I've won (drum roll....) £100:rotfl:

ManofLeisure_2

2 x £25 on £40,000 holding. Our son has recently purchased £5,000 of bonds and in the first draw he won £100 and this month (2nd draw), he has won £25

LeafGreen

Nothing for me this month on about £25k holding although I did get 3 x £25 last month so not feeling too hard done by.

Will have £40k from Dec draw.

Fiveboy

I did say I won 3 x£25 but checking the online checker to confirm it's saying 4x£25 on £40000 holding :T

Shark

Damn this cruel world. Not reading this thread anymore

pimento

2 x £25 for me on a £40k holding.

Zars

TonyMMM wrote: »

2 x£25 for me.
My overall return over the past 2 years is running at 1.24%, tax free, which compares OK with a savings account with relatively easy access, so happy to keep as a small part of a portfolio for the moment.

Tony can you share your portfolio split between PB and other investments?

Reading through this thread, its clear PB is a fun scheme to deposit a small amount but it can't be considered a serious investment . .

Can anyone suggest what should be the ideal PB share in one's portfolio?

I currently have about 80% of my savings in PB, clearly paying the price with an annual return (so far) of less than 0.5 %..