Premium Bond Winner ?

ColdIron

When I had PBs I only ever had the max and they sent it to my nominated bank account

ThomasGullen

Surveys in forums are not valid evidence for your assumption.

What evidence do you actually have that newer bonds win more?

beedeedee

I've never said they did.......all I've proved to my own satisfaction, is that when I cash in a few, if I haven't won for a month or two (and no I don't have anywhere near the max) - I win from a range of PB's bought over the past 20 years or so. And yes, my monthly statements prove that. Give it a go - it may work for you too.

lesta1980

How does everyone check their numbers so quickly? I have looked on the NS&I site and it says check octobers draw? is that the latest one or is it still waiting to update?

This is my first month with a load in, only had £200 in so in Sept bought £15,000 and then £14,800 last month which will obviously be in next months

Ifts

aidan1980 wrote: »

How does everyone check their numbers so quickly?

By logging in to your NS&I account online - http://www.nsandi.com/

I have looked on the NS&I site and it says check octobers draw? is that the latest one or is it still waiting to update?

No doubt it will update to 'Have you won in the November 2013 draw?' anytime now but....

Just above where you are seeing 'Have you won in the October 2013 draw?' there is a blue Log in box - try that by using your surname and your NS&I number followed by digits from your password (you need to register with NS&I and have the login info to use this though), once logged in to your account > select 'prize history' from the menu on the left > select the date you want to check for prizes.

Ologhai

ColdIron wrote: »

But pretty poorly compared to a guaranteed 3% (or taxed 2.4%) in an interest paying current account

I agree, but everyone has to make their own judgement. I wouldn't put all of my money into PBs. In fact, I've put a relatively small amount. I have a fair quota of 3%-paying accounts too among other savings and investments.

However, at some point a couple or so years ago, I made the deliberate choice to sacrifice some quantity of guaranteed returns for the possibility (however small) of far greater returns (i.e., a big PB win).

I imagine the penalty of having some amount of money in PBs in recent months and years is smaller than it used to be, which was essentially my point.

In short, the gap between the average PB interest rate and regular savings account isn't so much these days.

CLAPTON

aidan1980 wrote: »

How does everyone check their numbers so quickly? I have looked on the NS&I site and it says check octobers draw? is that the latest one or is it still waiting to update?

This is my first month with a load in, only had £200 in so in Sept bought £15,000 and then £14,800 last month which will obviously be in next months

there are two ways of checking your winning

-simply going to the site and looking at the draw

-obtaining a log in and password and looking at your a/c that way

by having a log in and password you usually see the results a day earlier but they are not always complete (i.e. they may show only one £25 whereas a day or so later they may show more )

rockiedog

Won £25 this month.

Zars

I'm on max holding, didn't win anything in Nov.. I guess that's the nature of PBs.. Hoping for a Dec win.

Oldbiggles

Nothing for me this month.

Wife though gets 2 x £25. :T