Premium Bond Winner ?

dasherman

£150(£100,£50) on full holding.

£1,325 this calendar year(20 prizes).

3.10% return over the last rolling 12 months.

A total of 28 months on full holding, averaging winnings of £165 per month.

Biggest win = £1,000

Months since last blank = 6.

brewerdave

£250 for wife and £50 for me - both on FH. Combined wins this calendar year ~ 2.8% with 2 months left.

SnowMan

If the current prize fund rate stays the same you can expect an average (median) return of about 3.8%pa - 3.85%pa on 50K over 12 months as you can see from the 2 points that straddle the 50% probability mark.

This equates to winning about £1,900 - £1,925 over the coming year on the assumption the prize fund rate remains at 4.35%pa.

The average prize fund rate over the last 12 draws has averaged about 3.68%pa (so about 0.67% below the current prize fund rate). This needs factoring in if looking at winnings over the past 12 months on 50K.

SnowMan

Current reported winnings (full holdings unless holding is shown) measured against the probability of winning at least that amount if holding full 50K. May edit in further reports if I'm sufficiently bored

strawb_shortcake

Broke my 3 month dry spell with 2 x £25 on FH

reeso

£250 on FH

First time this year I’ve won more than if I have kept it in the bank. 🥳

Kim_13

£150 on FH. Have won more prizes than last year (28 vs 25) but still £375 to find in the next two draws to make it even.

Wednesdayman

£200 on OH FH. Nothing on my own 36K for October. Shame you can't put someone else's winning into buying bonds in your name and so not miss a month! So we'll have to fritter it away on wine and a takeaway…..

jak22

4th zero month on 10K. How many consecutive blank months would have the same probability as winning the top prize?

eastcorkram

https://forums.moneysavingexpert.com/discussion/comment/82156323#Comment_82156323

I've never had anything like a full holding, but a few years ago, I had between £12,000 and £14,500 for 18 months. Didn't win a penny.