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Comments

  • SnowMan
    SnowMan Posts: 3,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 May at 8:37AM
    SandyN21 said:
    2025 - £50K holding
    £100  May
    £75    Apr  (£50 + £25)
    nil       Mar
    £175  Feb (£100 + £50 +£25)
    £150  Jan (£100 + 2 x £25)
    TOTAL WINS SO FAR FOR 2025 = £500

    WINS for 2024 = £1,950  max holding
    WINS for 2023 = £1,225  max holding

    in 2025 you've had 
    3 x £100 wins compared with the 3 to 4 you might have hoped for (see table below)
    2 x £50 wins compared with the 3 to 4 you might have hoped for
    4 x £25 wins compared with the 3 to 4 you might have hoped for

    and overall 9 wins vs the roughly 11 you might have hoped for

    I've had no wins this year vs the 0.2 wins expected on my £1,000


    I came, I saw, I melted
  • Dizzycap
    Dizzycap Posts: 1,408 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Having sold all but 26 of my premium bonds, I've won £100 - However, NS&I  seemed to have missed off 4 additional 0's ;):D:D
    Congratulations to all those who have had wins this month :p<3
    ~ NSD 2026 - NSD January 0/20 (1)
    # No.36 Make £2026 in 2026 £313.03 / £2026 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
  • njkmr
    njkmr Posts: 282 Forumite
    100 Posts Second Anniversary
    FH.
    5 prizes this month 
    2 x £50
    3 x £100
    So £400 in total and giving a rolling percentage rate of 5.85% over the last 12 months.
    Happy.
  • BooJewels
    BooJewels Posts: 3,069 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Zero this month - I knew I was statistically likely for a blank month, as I've not gone more than 5 or 6 months of consecutive wins in 37 draws.  Brings my rolling year return down to 4.772%, so still above my personal threshold for keeping them.

    The longest fix I still have running, taken out a few months after my first PBs, would have returned me 12.66% of the capital in that time period.  PBs have returned me 14.43% of the capital (actual wins and interest on those funds) - so on balance I'm pretty happy with that.
  • Cressida100
    Cressida100 Posts: 347 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    £50 on FH after £100 last month. Rubbish year so far with average of £85 a month. 
  • El_Torro
    El_Torro Posts: 2,095 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    After the February draw I reduced my holding to £10,000. Since then (3 draws) I've won nothing. I think £10k should still be enough to be worth having a holding, will keep an eye on it over the coming months. 
  • Martico
    Martico Posts: 1,235 Forumite
    1,000 Posts Third Anniversary Name Dropper
    £100 on FH. Meh.
    Reducing from FH from the next draw to 15K. Not connected to the low return this month, but from now on I hope I'll see any "win" as a nice surprise rather than a slight disappointment
  • molerat
    molerat Posts: 35,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £125 this time.  Last dry month was Jan 23.  Rolling year at 4.39% so not too shabby.
  • arthurdick
    arthurdick Posts: 3,740 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well, after last month's win of £1000, I was expecting to win £0 this month and I would have been ok with that but to my surprise and delight, I have won £125 this month.  2x£50 1 x £25.  Still have £8400 holding. 
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • arthurdick
    arthurdick Posts: 3,740 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    El_Torro said:
    After the February draw I reduced my holding to £10,000. Since then (3 draws) I've won nothing. I think £10k should still be enough to be worth having a holding, will keep an eye on it over the coming months. 
    El_Torro said:
    After the February draw I reduced my holding to £10,000. Since then (3 draws) I've won nothing. I think £10k should still be enough to be worth having a holding, will keep an eye on it over the coming months. 
    Hang in there, Last August I reduced my holding of 50K down to £10000, I only won a single £25 over  the  next 3 draws, I then, towards the end of November drew out another £900 and won £450 over the next 3 draws, towards the end of March I drew out another £700 and Won a single prize of £1000 in April and £125 this month.   
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
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