Premium Bond Winner ?

JayS24

Full holding

Jan £25
Feb £0
Mar £50

Congrats Amakashe    

EssexHebridean

£100 on £1500 this month - first win for us since we've started rebuilding. 

Congrats @Amakashe !

Sarahspangles

Bravepants said:

Ziltch on £30k for me this month, missus got £125 on full holding.

I'm only planning on keeping 12 months of records as I'm only interested in comparing the running 12 month "apparent" interest rate that we are getting.

So far the return on the last 11 months is 3.35% (equivalent to 4.19% taxable) for my partner on FH, but 3.78% (equivalent to 4.72% taxable) for me on an average holding of £30k. So far I'm getting a higher rate than her with my lower capital holding. I'm not brave enough to be too smug about it though!  

Next month I'll have the full 12 month figures and I'll roll from there.

Our returns are equivalent to savings accounts paying 1.63% and 2.1% (on which we’d pay tax) - so even that calculation doesn’t make me feel better!

Kim_13

london21 said:

Hi All,

I have a question. Someone mentioned that having the money separately helps. Is this true? I have the full £50k split into three amounts: £25, £25,000, and £24,475. Does this make any difference?

I would have liked to reinvest my wins, but I am already maxed out at £50k. Will I have the same numbers each month? My colleague is confusing me.

Thanks.

I have combined batches before, but only several small (no more than a few hundred each and some £25’s) batches into a larger one. With your amounts I would leave them as they are - £24,475 is a lot to lose interest and winning opportunities on just for the sake of putting the £25 with it, or breaking them into say £10k, £10k and £5k. Perhaps you meant to say £24,975, as from the figures in your post you could still buy another £500.

I have over 10 batches (most being £2,500+ and largest batch £11,500) having built my holding over 15 years and am winning more than someone with c. £3,000, £25,000, some bonds given to them when they were a child and whatever was left up to £50k. But they won more than me in 2023, so it is swings and roundabouts. I used to get Clubcard Points buying them and can no longer do so, so the few odd holdings I still have will stay as they are (a couple have won fluke prizes in the last few years, whereas I’d never had a small batch win when I would sell and rebuy.) Those will be the first to be sold should I need access to any of the funds, though. 

joshii

£50 this month on £40,100. My returns are starting to shrivel and I’m still yet to have a prize larger than £200 😂 

Mar 24 - £200 
Apr 24 - £150 
May 24 - £200 
Jun 24 - £150 
Jul 24 - £125 
Aug 24 - £100 
Sep 24 - £200 
Oct 24 - £0 
Nov 24 - £100 
Dec 24 - £125 
Jan 25 - £100
Feb 25 - £100

Mar 25 - £50

lr1277

£25 win on a £20k holding.

So:

Mar '25: £25

Feb '25: £100

Jan '25: 0

Dec '24: £50

Nov :24: £50

Oct '24: £500

Sep '24: £100

GalacticaActual

£175 on full holding this month.
4 prizes: £100, £25, £25 + £25

• £100 prize from a £200 batch bought in 1996, which has now won 5 prizes and £350
• 2 x £25 prizes from a £10,500 batch bought in 2021, which has now won 20 prizes and £875
• £25 prize from a £2,000 batch bought in 1999, which has now won 19 prizes and £1,275

  

comeandgo

£275 in one full holding this month and £250 in the other full holding.  Largest monthly win was £550.  Have held two full holdings for three years now.  

WindfallWendy

Full holding: £100 in March
Reduced holding (From FH to £37k this month) £50 in March

ISA returns dipped a bit too. 

Looking forward to my 6-month, 8% regular saver maturing next month 😄😔🙁

It's my Husband's holding that has done best so far (since purchasing in Oct 2024), but he's sold a few now and I'm cashing in £20k after the April draw. 

Magnolia

Wow!  Congrats to the big winners!

2 x £50 for me this month on £49k holding