Premium Bond Winner ?

RedImp_2

Joining the club with nothing on full

Cressida100

Big fat 0 on full holding.

Macsidia

Just a sole 1x £100 for February on a holding of £43.5K. Now that interest rates are on the way down a win of around £100 every month is probably going to be the expectation now. So with 2 draws this year so far my total is £125.

njkmr

Just looked at my last twelve months winnings.
Full holding and won £1925 over the last twelve draws.
Think it works out at 3.85%.
Can't complain as I do like the thrill of the draw.

anna42hmr

£25 on 10k holding this month

WindfallWendy

2x full holdings and only £100 for February.

Have sold £13k to put into pension and withdraw in 10 years. So still have £80k+ in premium bonds, but will be putting £20k into S&S ISA in April.

Dizzycap

Terrible to see a few with no win on a full holding!

@ WindfallWendy - I'm totally with you on this one!

That's exactly why I cashed out my holding and put into other investments that get a far better rate of return than the constant £0 = 0% month after month - It became a total joke in the end  

Once they mature, which is in April, off the money goes into my S&S Tax-free ISA with a cash rate of 4.9% - better than the joke 0% NS&I return I received for several months

GalacticaActual

From the April 2025 draw, the prize fund rate will change to 3.80%, down from 4.00%.
However, the odds of winning will remain the same at 22,000 to 1.

Further information here: https://nsandi-corporate.com/news-research/news/new-interest-rates-selected-nsi-accounts



Also:

• Direct ISA interest rate increasing from 3% to 3.50%, effective immediately
• Direct Saver and Income Bond rates decreasing from 5th March 2025

GalacticaActual

Further information from the Money section of the Daily Mail:

NS&I will pay out less but raise the number of prizes by:

+   cutting the number of £50 to £100,000 awards (down a total of 326,113)
+   while hiking the number of £25 ones by 362,988, up to 2,170,903 from 1,807,915
+   the two £1 million monthly jackpots will remain.

eskbanker

GalacticaActual said:

Further information from the Money section of the Daily Mail:

NS&I will pay out less but raise the number of prizes by:

+   cutting the number of £50 to £100,000 awards (down a total of 326,113)
+   while hiking the number of £25 ones by 362,988, up to 2,170,903 from 1,807,915
+   the two £1 million monthly jackpots will remain.

Yes, the full breakdown of prizes before and after the change is also available from the horse's mouth at:

https://nsandi-corporate.com/news-research/news/new-interest-rates-selected-nsi-accounts

Value of prizes	Number and total value of prizes in February 2025	Number and total value of prizes in April 2025 (estimate)
£1,000,000	2	2
£100,000	82	78
£50,000	164	157
£25,000	328	313
£10,000	820	781
£5,000	1,641	1,565
£1,000	17,202	16,445
£500	51,606	49,335
£100	1,992,297	1,830,825
£50	1,992,297	1,830,825
£25	1,807,915	2,170,903
Total:	Total 5,864,354 prizes £430,052,425	Total 5,901,229 prizes £411,118,825