Hayley's Debt Free by Dec 08 Diary

thepinklady

Not much to report at the moment, i'm managing NSD's so thats good, and i'm off for two weeks from the 14th July, so looking foward to the break, but not looking forward to my intensive driving course.

ITALY in just over 2 weeks - i may start writing a list of bits i need to take with. I love Italy, i would move there if i could speak the lingo. Its an amazing place, with amazing food! Ummmm Pizza, pasta......:o

thepinklady

Just had a little looksy on HMV, and i spotted two dvds i have wanted for a while in the sale, so i bought them!!! I also remembered to go thru Quidco, so in total the two dvds came too £4.53.

Looking foward to my new dvds coming now!!!! yay!

mariagti

Well done on the bargin dvd's!

Your going to Italy too!:eek:

thepinklady

LMAO @ Maria's comment. Italy was a present to my OH and I. We've already been to Paris this year, so no way i'd be forking out for Italy as well as Vegas in one year i'd never be debt free!!!!

mariagti

Blimey! How lucky are you! The weekend away in Yarmouth was my only holiday of the year! Unless i win one!....wishful thinking

thepinklady

Time for a wee diary update i think

I am now off work for 2 weeks :j i have my intensive driving course next week and my test on Thursday. I stupidly fell down some stairs today and have twisted my ankle slightly, so bit worried about my course next week and the last day to cancel my test is today, so not sure what to do? I've been out for a little drive with my mate and i can put the clutch down etc, but still in terrible pain :mad: my bro has advised me to cancel if if i don't feel i can handle the course and then a test. Hmmmmm. I can't cancel my course otherwise i will lose £500 and the test fee £58.50 :rolleyes:

Now some good news debt related, my mate gave me back £285 she owed me, so that has been used to pay off some of the Barclaycard debt :j

Debt Update

Parents - £1,600 -£375 a month - paid in full end of November
Barclaycard - £596.54 - £100 a month then £196 for final payment in November -Paid in full end of November
Littlewoods - £502.51 - £300 end of July, £202.51 end of August - Paid in full end of August

Total debt 12/07/2008 - £2,699.05


:j :j :j its great to feel i'm actually getting somewhere :j :j :j

lilmissmup

Oh dear about your foot, can you not ring and explain, you might hurt it more if your driving so much!

thepinklady

This morning my foot is a tiny bit better, i can just about walk on it, but i still have a lump on the side where the ankle bone is. I'm going to go out for another drive today with my mate, see how i get on, and then decide. My heart is telling me to go for it and do the course and test. I checked online last night and there won't be another test available until the end of August. I cannot wait that long :mad: so i think that decided it for me.

I'm going to rest it today, and then hopefully it will be ready to handle some pain tomorrow for 4 hours of driving :rolleyes: i know i'm stupid, but i will lose £558.50 if i don't.

mariagti

Hi,

£500 is alot to lose! Like you said you should just rest it the whole day and see how things go 2moz. Fingers crossed it will be ok.

Your doing great with your debt, so it will all be paid off by November! Only 4 months!:beer:

thepinklady

Thanks Maria. I love it when its going down, not felt like i've done very well recently, but its slowly getting there. Roll on 4 months. I'll be debt free by the time i move back to Kent with the folks - which is in November.

Having a relaxing day today, rest the foot, may sit in the garden seeing as the weather is nice. Hopefully be a NSD today - woohoo!!!