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Hayley's Debt Free by Dec 08 Diary

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Comments

  • thepinklady
    thepinklady Posts: 1,459 Forumite
    The plan for July - November

    July

    £200 - parents
    £300 - Littlewoods
    £100 - Barclaycard

    August

    £375 - Parents
    £200 - Littlewoods
    £100 - Barclaycard

    September

    £375 - Parents
    £150 - Barclaycard

    October

    £375 - Parents
    £150 - Barclaycard

    November

    £375 - Parents
    £100 - Barclaycard

    If i stick to the above then i will definately be debt free in November :j :j
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Thats really good, hope you can stick to it :D
    Now a SAHM trying to earn some spare pennies each month
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Just realised a boo boo i have made in 'The Plan'

    September i won't need to pay any money off Littlewoods debt, as it will be GONE, and NEVER coming back. So i am about to erase the £200 i had in the September column :j
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Right, today is the first day of my intensive course. I start at 9.30. I'm really hoping my foot can handle 4hrs of driving, this week i'm putting everything into getting my drivingperfect before the test on Thursday. I still can't master a turn in the road, so i'm hoping this week really helps me nail that.

    I really hope i can do it this week, not having to fork out on driving lessons every month will really help me become debt free quicker, paying out nearly £200 every month is getting to me a lil :rolleyes: , especially as last night i worked out how much i've spent on driving lessons in a year, £2,300 :eek: and i just forked out £500 on this course :eek:

    Right, off to start getting ready.
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Right, today is the first day of my intensive course. I start at 9.30. I'm really hoping my foot can handle 4hrs of driving, this week i'm putting everything into getting my drivingperfect before the test on Thursday. I still can't master a turn in the road, so i'm hoping this week really helps me nail that.

    I really hope i can do it this week, not having to fork out on driving lessons every month will really help me become debt free quicker, paying out nearly £200 every month is getting to me a lil :rolleyes: , especially as last night i worked out how much i've spent on driving lessons in a year, £2,300 :eek: and i just forked out £500 on this course :eek:

    Right, off to start getting ready.

    OMG!:eek: Fingers crossed for you hayley:D
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Well, silly me totally forgot i was only having 2hrs today, but the two wents went really well. I've got 5hrs tomorrow and 5hrs on Wendesday, but she said i'm more or less ready now. So come Thursday, and i've also got 2hrs before my test, fingers crossed i should be fine. I just know my nerves are going to get the better of me though :rolleyes:

    Right, what to do with myself now. Sunbathing in the garden whilst looking for cars maybe??? :j
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    mariagti wrote: »
    OMG!:eek: Fingers crossed for you hayley:D

    Don't get me started why its soo much. The first instructor i had took the pee A LOT. She'd make me have 2hrs lessons and wouldn't teach me a thing, i'd just be driving around doing nothing, and she wouldn't even say what i was doing right or wrong. So when i started with the lady i've got now i wasn't checking mirrors, signalling right, i fianlly got all that sorted though. I was told i should report her as she'd text and take calls whilst i was having my lessons :mad: :mad: then she wondered why i said no more and left!!!
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    I had the same thing my with my 1st instructor she kept telling me i wasnt ready for the test so i booked a lesson with another woman and she told me i was ready. The 1st woman just wanted my money! I was lucky enough to only have 13 hour lessons before i passed. So didnt cost me too much. But i think all instructors use there mobile while teaching...both of mine did anyway. Not good i know.

    What time of the day is your test at?
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    13hrs? wow. I think i've had about 100hrs. But i did give up mid way thru as i was so depressed about driving and everyone taking the pee. My mum talked me into going for it again, and this this i so badly want it.

    Is at 11.40. My instructor said thats a good time as most people are working. Bit worried about all those that go out for lunch though. All be rushing about.
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Yeah the roads should be quite around that time. My friend had her test at 8.10am or somewhere around 8am anyway they spent most of her test in traffic which made her happy as they just sat there in the traffic went back to test centre and done the bay park etc there! Its was her 12 test and she passed.

    What car do youn learn in?
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
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