The 'We're saving for a deposit' thread

Zelie

dippykitty wrote: »

Congrats - that must feel good!

Oh my GOODNESS does it ever feel good!

Riq

My surplus for saving this month took quite a battering as I got myself a girlfriend which meant more expensive days out than normal. But well worth it. Went to the zoo. Saw the giraffes. I love giraffes.

Anyways, moving on...

Did some matched betting which added a further £190 to the pot this weekend and even managed to do one of those free bingo sites and got £32 from that. All in all productive weekend!

Need to tot everything up tonight but also got my ISA interest paid of just under £500 so was very very suprised it was so much!

1stTimer

Hi All

Been browsing for a while and now taking the plunge to join, me and my twin are trying to save for a deposit. we so far have approx 7k so a long way to go yet, thinking 20% should be good?

sister's on min wage, me on a bit more but do live with parents still. (however very strained at home, kinda get the impression they want us out now)

wish us luck! :cool:

oldrodge

Hi Guys

I have been saving up to buy a property since I left uni 15 years ago (!) and although ive now (finally!) got a substantial deposit, my salary isnt great and my partner is disabled and is in receipt of benefits. I have been told that one can only get 3 x a single salary or 3 x a couples salary/income these days. Can anyone tell me what counts as income when you take out a mortgage? Can I include my partners annual income from benefits?

Thanks
OR

kings111

Hi all,
I am looking at buying a house soon. Found one I like but am still trying hard to save more for my deposit. I have sold a few dvds on ebay and have made £44!! ok, its not loads but its a start. I would like to save another £5000 - so thats lots of dvd!! . So will keep you posted on it all. I am going to be good next month and see what else I can save.

dippykitty

kings111 wrote: »

Hi all,
I am looking at buying a house soon. Found one I like but am still trying hard to save more for my deposit. I have sold a few dvds on ebay and have made £44!! ok, its not loads but its a start. I would like to save another £5000 - so thats lots of dvd!! . So will keep you posted on it all. I am going to be good next month and see what else I can save.

Good start - we all had to start somewhere!

JimLad

Hello to all the new people! Make sure you keep us up to date each month with how much you have saved and any tips you have found!

I love reading peoples monthly updates. I think im wierd

dippykitty

JimLad wrote: »

I love reading peoples monthly updates. I think im wierd

I must be weird too then as I like reading the updates too. If nothing else, it inspires me to keep pushing on with mine!

ManPants

Hello,

Failed to save £1000 this month for the first time in 8 months as bought and paid for luxury caribbean holiday (£1660 for 2 weeks each!) so only put away £500. But, have to live a bit as well as save ........don't I???

lostinrates

dippykitty wrote: »

I must be weird too then as I like reading the updates too. If nothing else, it inspires me to keep pushing on with mine!

I like people's updates too-
but I have to admit I'm feeling very dispondant ATM.

We were thinking...desperately...of bidding on something at auction this week, and it all changed again. There is another place I've seen advertised for over a year, a very different thing from what we were lookiong for, but I might go and look at it. For personal reasons it makes sense to buy ASAP, or us, but that may mean me changing my future plans just to make the purchase. we've giving ourselves the deadline of March 2010 to make some sort of decision on what to do if we don't find and buy somewhere right for us. Just desperately trying to save more by then.

DH's father made a wonderfully generous gift of £2k to put towards a car, thinking mine was old enough that we'd get £2k under the car scrap scheme, but its not so we're going to stick that in the house fund too and continue daily prayers over my high milage car.